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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

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6 Common Types of Medical Malpractice

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6 Common Types of Medical Malpractice
When healthcare providers deviate from the accepted standards of care, and patients suffer adverse health effects as a result, it may constitute medical malpractice. Unfortunately, several types of medical mistakes commonly occur, causing injury or illness, worsened health condition, or death for patients. 

What Are the 4 Elements of Malpractice?

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4 elements of malpractice
If a patient believes medical malpractice has occurred, then it is best to start consulting legal representation. Documents a lawyer might require can include medical records, hospital records, labs, and even doctor and nurse notes. These can be used to prove several of the elements of malpractice, which might also be referred to as the four d’s. 

The Steps in a Personal Injury Lawsuit

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steps in a personal injury lawsuit
A Personal injury lawsuit is the civil route that an injured victim can take to recover financial compensation from the party responsible for his or her injuries. The burden of proof lies with the victim to prove that the accident was due to the negligence of another party, and that it resulted in injury or death. If this can be proven to the court, then the injured party may be awarded damages. The claim might also be resolved through a settlement prior to trial.