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Minor car accidents can still lead to major injuries in Chicago because your body isn’t designed to handle even the sudden jolt of a low-impact collision. The forces involved in minor crashes can make your body move in unnatural ways that cause severe injuries, especially if you weren’t braced for the impact. Insurance companies often downplay these injuries. Understanding why and how injuries occur in low-speed crashes can help ensure you protect your health and legal rights.
When a delivery truck driver causes an accident in Chicago, the truck driver or the delivery company is generally the party liable for the accident. Whether the driver is an employee of the delivery company and what the driver was doing when the crash happened will affect who you can hold liable in a Chicago delivery truck accident. Depending on circumstances, other third parties, such as the owner of the vehicle, the vehicle’s manufacturer, and cargo loaders, may also be liable.
When drivers ignore clearly marked no-pass zones, the results can be life-changing, especially for people working on or near the roadway. An Energy city worker operating a roadside tractor was recently injured when a driver passed other vehicles illegally and failed to slow down, colliding with the tractor.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.
Call: 773-838-8100
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Product liability refers to the liability of any or all parties along the chain of manufacturing or distribution of a particular product for any damage caused by that product. This will apply to the manufacturer of individual component parts, or the assembling manufacturer, the designer, the wholesaler, and even the retail store owner. Product liability covers both the consumer of the product and also anyone to whom the product was given or loaned.
An insurance claim is a request for benefits or compensation for damages that result from a motor vehicle accident. The claim is typically made with the insurance company representing the driver who is at fault. Both drivers will need to report the accident to their insurance companies, however, in accordance to the requirements of their individual policies.
Many car insurance claims are made each day around the nation, and the process has become relatively standardized. That doesn’t mean the insurance company won’t push back if they believe they shouldn’t recognize their liability, but the process will be similar to most other accidents of the same type.
The healthcare system is a large and complicated process to navigate through, and you tend to be navigating through it when you aren’t at your best. You are likely in pain or ill, and the doctors, nurses, and techs are quite possibly overworked and understaffed, which can create unfortunate opportunities for errors to occur.
Chicago car accident attorneys are likely going to attempt to reach a settlement with the insurance company before going to court. The majority of car accident lawsuits are settled out of court. However, if the insurance company refuses to offer a reasonable settlement, or if they have decided to argue fault for the accident, you could find yourself going to court.
Insurance companies try to minimize accident claims as a basic business practice. Reputable insurance companies do need to ensure that they are following the laws, however. There are several common reasons why an insurance company will deny a claim in good faith.
Preparing for a car accident claim can be as simple as providing police reports and medical records from the post-accident care you’ve received. It can also become quite complicated, depending on the circumstances of the accident and how difficult the insurance company has decided to be in defending its profits. Chicago car accident attorneys will be able to give you the best possible chance of receiving a settlement that comes close to making you whole financially.
Like any personal injury lawsuit, you’ll first need to prove that another person or business entity is responsible for your injuries and was negligent. Where a case becomes more complicated for a self-employed person is in the calculation of lost wages. If you work for someone else, either as an hourly or salaried employee, it is rather straightforward to calculate how many hours or days of work you lost due to your injuries and provide a letter stating what regular compensation and bonuses, commissions, or other forms of compensation you missed out on. You can also include any sick, vacation, or bonus days you had to use during your hospitalization and recovery. If you are self-employed, the process becomes more complicated.
Per se negligence laws are a useful tool in a lawsuit when evidence of negligence is harder to acquire. If you are trying to win a slip and fall settlement, for example, your attorney will likely approach the case in a manner that fits a standard negligence case. However, if you’ve been hit by a drunk driver or otherwise injured in a car accident by someone who violated traffic laws and was cited in the process, you may be able to use negligence per se laws to sue for damages due to the injuries you sustained.