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Close-up of personal injury claim form and pen. injury claim when the injury becomes permanent
What changes in an Illinois injury claim when an injury becomes permanent is that the focus shifts from temporary recovery to dealing with long-term disability, diminished earning potential, and future medical treatments and expenses. A long-term injury changes your medical documentation, increases your claim value, and pushes the insurer to employ aggressive defense strategies. Comprehensive medical records categorizing your injuries as permanent, a doctor’s report declaring that you have attained maximum medical improvement (MMI), and post-operative reports are some examples of medical evidence to prove a permanent injury in Illinois.
Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

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What Happens When an Uninsured Driver Hits You?

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Woman driver standing on street side shocked after car accident. what happens when an uninsured driver hits you
What happens when an uninsured driver hits you? After an accident with an uninsured driver, you can sue that driver for damages or file an uninsured motorist claim with your own insurer. Unfortunately, car crashes are a frequent and perilous occurrence on the roads of Illinois. If you are injured due to another driver's negligence or recklessness, you usually depend on their insurance to receive compensation. However, there are situations where the other driver lacks sufficient insurance coverage to provide you with fair compensation.

How Much Is My Rideshare Accident Worth?

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Female motorist involved in car accident calling insurance company or recovery service. How Much Is my Rideshare Accident Worth
After an accident, you may wonder, “how much is my rideshare accident worth?” There is no set average settlement amount for rideshare accidents. Settlements are determined based on the extent of injuries, medical costs, and lost income. Those involved in accidents must know common settlement amounts, as this knowledge can help them understand what they may receive to aid in their recovery. Settlements can assist in covering medical expenses, compensating for time away from work, and supporting ongoing care or rehabilitation. 

When Is Lyft Liable for an Accident?

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Rideshare graphics with Lyft at the bottom Is Lyft Liable for an Accident
Is Lyft liable for an accident? Given the details of the accident and Lyft's legal responsibility under Illinois law, holding Lyft liable may be possible if the Lyft driver caused the accident due to distracted driving or violating traffic laws, if the incident happened while Lyft's insurance was active, or if Lyft’s actions were negligent. This could include insufficient background checks or training. For help with a Lyft accident claim, contact Lloyd Miller Law Group at (773) 838-8100.

Can You Sue Uber if You Get in an Accident?

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Passenger is sitting on the back seat of the car and using smart phone app to rate a driver. can you sue uber if you get in an accident
Can you sue Uber if you get in an accident? Depending on the details of the crash, you may be able to sue Uber if you get in an accident. The prevalence of ridesharing services has increased accident risk to other drivers and pedestrians. According to a 2018 study, ridesharing services led to a 2% to 3% increase in fatalities to pedestrians and other car occupants from 2011 to 2016. If the Uber driver caused the accident due to distracted driving or violating traffic laws, the incident happened while Uber's insurance was active, or if there is a chance of Uber’s vicarious liability, it may be possible to pursue legal action. 

What to Do If the Other Driver Doesn’t Have Insurance

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Men calling car mechanic insurance assistance after car accident. Other Driver Doesn't Have Insurance
If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.

How to File an Uninsured Motorist Claim

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Young sad woman text messaging on smart for after a car crash on the road. How to File an Uninsured Motorist Claim
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.

Can My Lawyer Settle My Case Without My Consent?

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Two male lawyers walking at the stairs while talking. can my lawyer settle my case without my consent
After filing a personal injury claim, you may want to know – “can my lawyer settle my case without me?” Your lawyer cannot settle your case without your permission. This is because it would breach his or her ethical and fiduciary responsibilities. Ultimately, as the client, you have the final say on whether to settle or go to trial. Your lawyer's role is to present you with all options, offer legal counsel, and make recommendations, but the decision rests with you.

How to Prove Medical Malpractice

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Electronic medical record with patient data and health care information in tablet. How to Prove Medical Malpractice
It's important to understand how to prove medical malpractice if a healthcare provider has harmed you, and you are seeking compensation. Proving medical malpractice involves establishing a duty of care, a breach of that duty, harm or injury resulting from the breach, and damages incurred. These elements must be demonstrated for an injured patient to establish a valid malpractice claim.