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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Aging Road Warriors and Motorcycle Accident Injuries

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The Chicago and South Chicago accident lawyers at Grazian and Volpe (now Lloyd Miller Law) have devoted many articles over the years to clients injured in motorcycle accidents and the challenges and nuances in litigating their claims. Last Thursday we addressed the growing number of riders 50 years-old and older and the increased incidence of serious motorcycle injuries in this age group. (August 30, 2012 “Older Motorcycle Riders More Likely to Be Injured”).

According to the Motorcylce Industry Council, the average age of motorcycle ownership rose from 33 to 40 between the 1998 and 2003 and the average age continues to increase. Unfortunately for older riders a University of Rochester Medical Center (URMC) study has found that riders over 40, personal injury severity, length of stay in the hospital or intensive care unit, and mortality were all higher compared with younger riders. Depending on the severity of the original injury, the risk of dying was also one-and-a-half to two times more likely in those over 40.

The older motorcyclists were also more likely to die from less severe personal injuries than younger riders, to spend at least 2 hours in the intensive care unit, and to have more pre-existing conditions and complications, such as heart attack or infection, that contribute to extended hospital stays.

The motor vehicle accident lawyers at Grazian and Volpe (now Lloyd Miller Law) have advocated on behalf of riders for over 30 years. We hope that our series of articles can help our clients and the general public to avoid motor vehicle accidents and serious personal injury. It is always better to stay safe – but if you can’t stay safe- stay with Grazian and Volpe (now Lloyd Miller Law), Chicago and South Chicago’s Accident Lawyers for over 30 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar