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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Athletes, Coaches, Parents-New Tool in the War Against Traumatic Brain Injury

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Traumatic brain injury can result in a degenerative brain disease known as  Chronic Traumatic Encephalopathy (CTE). We have written extensively on this site about the state of research and law aimed at the prevention, treatment and advocacy for victims of this debilitating condition.(see myaccidentlaw.com/blog keyword, brain injury, concussions, Chronic Traumatic Encephalopathy).

Most victims of serious brain injuries are sustained upon impact or collision (as in a motor vehicle accident, especially motorcycle accidents or bicycle accidents) a fall from a bed (nursing home accidents) or as an athlete in a sport where tackling, checking or blocking are involved (think football or hockey).

The Center for Disease Control and Prevention (CDC) has implemented a new website designed to keep athletes and the public safe from concussions. The new website is beneficial to everyone but parents and coaches should pay special attention to the free online course designed to aid in the recognition and response to potential head injuries. The course offers a cerificate at course completion as proof of the individuals readiness to recognize the situations where brain concusions are likely to occur and the symptoms of any potential brain injuries.

Grazian and Volpe (now Lloyd Miller Law) cautions all clients and the general public that a concussion cannot be diagnosed without medical testing and that it may be hours or days after the injury before victims may experience or report symptoms. Knowledge and prompt attention are key to minimizing the medical impact of brain injury. Please share this site with any and all persons you know so that we can all help safeguard our families and loved ones: www.cdc.gov/concussion/HeadsUp/youth.html

Visit our blog for more tips and information on injury prevention and law. The accident lawyers at Grazian and Volpe (now Lloyd Miller Law) love to talk law and telephone calls are always free.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar