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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

AT&T Chief Speaks Out on Texting at the Wheel

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Chicagoland’s Injury Lawyers at Grazian and Volpe (now Lloyd Miller Law) have been adamant in informing the public against the dangers of serious injury due to car accidents that occur when a driver is texting.  We are pleased to see that a prominent carrier is raising awareness on this issue and the message is personal and starting at the top.

Randall L. Stephenson, the chairman and chief executive of AT&T, spoke at a conference in New York to hundreds of major investors, including Fortune 500 executives. The topic was the state of the telecom businesses, but he began with a request on a different topic: Please don’t text and drive.

Mr. Stephenson said that a few years ago someone close to him caused an accident while texting. As he has become more vocal about texting and driving, he said people were coming up to him and writing him with their own stories of tragedy, including admissions that they caused accidents.

The smartphone “is a product we sell and it’s being used inappropriately.” For him, that means the company he runs has to get involved in a public awareness campaign. “we have got to drive behavior.”

While safety say that history shows that public service campaigns have had limited success on issues like drunken driving or seat belt use unless they are paired with strong laws and that is something Mr. Stephenson opposes.

David D. Teater, senior director of the National Safety Council, had a son killed by a driver talking on her phone. He states that he is pleased to see telecommunications companies no longer lobbying against laws aimed at curbing driver distraction caused by electronic devices.

“We’d love their support on the legislative side,” he said of AT&T’s position. “But the fact they’re are not opposing us is good.”

Currently 39 states ban testing while driving. Research shows that the activity sharply increases the risk of crash, even beyond the risk posed by someone with a .08 blood alcohol level, the legal limit in many states. Yet researchers say that there is no indication drivers are less incline to text and drive, and there is some indication that the behavior is increasing.

Drivers need be aware of the dangers of mobile devices while driving and not ignore the dangers because this activity is not prohibited by legislation.

Remember, it is always better to stay safe but if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law), Chicagoland’s Injury Lawyers for over 30 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar