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Close-up of personal injury claim form and pen. injury claim when the injury becomes permanent
What changes in an Illinois injury claim when an injury becomes permanent is that the focus shifts from temporary recovery to dealing with long-term disability, diminished earning potential, and future medical treatments and expenses. A long-term injury changes your medical documentation, increases your claim value, and pushes the insurer to employ aggressive defense strategies. Comprehensive medical records categorizing your injuries as permanent, a doctor’s report declaring that you have attained maximum medical improvement (MMI), and post-operative reports are some examples of medical evidence to prove a permanent injury in Illinois.
Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Bicycle Accident: Don’t Buy Your Helmet at the Flea Market

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Bicycle Injuries: Don’t Buy Your Helmet at the Flea Market.  Summer is in full swing and yard sales and flea markets are running at full tilt. Summer is also biking season in Chicago and the bike lanes and lake front are running fast with cyclers out to take advantage of Chicago’s short bicycle season. It’s hard to avoid accidents with all the traffic, pedestrian, auto and other bikers and it is imperative that cyclers wear helmets to prevent serious personal injury caused by a bicycle accident.

Be wary of where you purchase your helmet. A recent article in the New York Times cautions cyclers to avoid taking advantage of sidewalk and flea market bargains on your bicycle safety helmet. “There are somethings things that should simply never be passed on,” said Donald Mays, senior director of product safety at Consumer Reports and bicycle safety helmets are one of these items.

Used bicycle helmets, for children and adults are useless once they have been involved in a bicycle accident or medium to strong impact and because helmets are frequently exposed to the elements including a wearer’s perspiration, they deteriorate over time. Ozone, sunlight and sweat simply degrade the plastic and the helmets ability to prevent personal injury caused by a bicycle accident.

Your Chicago Personal Injury Attorneys at Grazian and Volpe (now Lloyd Miller Law) caution all cyclers to take advantage of all the inexpensive new helmet options offering excellent protection. Cyclers should check with the Bicycle Helmet Safety Institute for standards and options. The South Chicago Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) have advocated and obtained large settlements for personal injuries suffered during bicycle accidents and even wrongful deaths due to impact. They know it is better to avoid a bicycle accident by employing road sense and following traffic laws. But if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law)!

For more safety tips and information on how to advocate for your rights, visit our blog or find us on YouTube, Facebook and LegalEagle John Grazian on WCUI, You and Me in the Morning on the first Tuesday of every month. John answers questions and offers comments on current legal issues. Remember consultations are always free.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar