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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Bicycle Accident: Don’t Buy Your Helmet at the Flea Market

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Bicycle Injuries: Don’t Buy Your Helmet at the Flea Market.  Summer is in full swing and yard sales and flea markets are running at full tilt. Summer is also biking season in Chicago and the bike lanes and lake front are running fast with cyclers out to take advantage of Chicago’s short bicycle season. It’s hard to avoid accidents with all the traffic, pedestrian, auto and other bikers and it is imperative that cyclers wear helmets to prevent serious personal injury caused by a bicycle accident.

Be wary of where you purchase your helmet. A recent article in the New York Times cautions cyclers to avoid taking advantage of sidewalk and flea market bargains on your bicycle safety helmet. “There are somethings things that should simply never be passed on,” said Donald Mays, senior director of product safety at Consumer Reports and bicycle safety helmets are one of these items.

Used bicycle helmets, for children and adults are useless once they have been involved in a bicycle accident or medium to strong impact and because helmets are frequently exposed to the elements including a wearer’s perspiration, they deteriorate over time. Ozone, sunlight and sweat simply degrade the plastic and the helmets ability to prevent personal injury caused by a bicycle accident.

Your Chicago Personal Injury Attorneys at Grazian and Volpe (now Lloyd Miller Law) caution all cyclers to take advantage of all the inexpensive new helmet options offering excellent protection. Cyclers should check with the Bicycle Helmet Safety Institute for standards and options. The South Chicago Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) have advocated and obtained large settlements for personal injuries suffered during bicycle accidents and even wrongful deaths due to impact. They know it is better to avoid a bicycle accident by employing road sense and following traffic laws. But if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law)!

For more safety tips and information on how to advocate for your rights, visit our blog or find us on YouTube, Facebook and LegalEagle John Grazian on WCUI, You and Me in the Morning on the first Tuesday of every month. John answers questions and offers comments on current legal issues. Remember consultations are always free.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar