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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Bicycle Accidents: Joliet to Appeal $2 Million Award

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Bicycle Accidents and Injuries: Joliet to appeal $2 million award to bicyclist hit by police car.

Poor Cedric Bacon, 57 was struck by a Joliet police car traveling more than 60 mph at an intersection in South Chicago. Bacon suffered severe trauma and several skull fractures. Bacon now lives with his son in Atlanta had to use a wheelchair for more than a year after the bicycle accident and injuries suffered. The jury awarded the money on July 15 after almost a week of trial and court records indicate that Bacon had almost $700,000 in medical bills. Of course, Bacon is also responsible for legal bills and court costs so the award is not exactly a windfall. However, Assistant City Attorney Greg Smith confirmed the city plans to appeal the verdict which means it will be quite awhile before Bacon sees a penny of his award.

Bicycle Accidents are cause for serious and debilitating personal injury. Bikers should obey all traffic regulations and wear a helmet. However, it’s difficult for the most seasoned cyclists to avoid a speeding patrol car in hot pursuit of a suspect so when you can’t stay safe stay with Grazian and Volpe (now Lloyd Miller Law)! Your Chicago Personal Injury Attorneys at Grazian and Volpe (now Lloyd Miller Law) want you to avoid all accidents but when you can’t they will advocate for all your interests and assure the best compensation for your personal injury, pain and suffering. Be sure to watch for John Grazian and his answers to legal questions the first Tuesday of every month on WCIU, You and Me in the Morning.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar