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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
After filing a personal injury claim, you may want to know – “can my lawyer settle my case without me?” Your lawyer cannot settle your case without your permission. This is because it would breach his or her ethical and fiduciary responsibilities. Ultimately, as the client, you have the final say on whether to settle or go to trial. Your lawyer's role is to present you with all options, offer legal counsel, and make recommendations, but the decision rests with you.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Bicycle Safer By Avoiding the “Right Cross”

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The most common and unfortunate way a cyclist and vehicle meet is referred to as the “right cross”. When referring to car on car accidents, personal injury lawyers may call this the “t-bone”.

A right cross occurs when a driver pulls out from the right of a cyclist, say from a side street, parking lot or driveway. Sometimes a cyclist doesn’t see the driver and vice versa because there is an obstruction like a parked car or tree blocking their view. Impact can happen in two ways: either the driver hits the cyclist front on -to the cyclist’s side or the cyclist slams into the side of the car. In this collision, the cyclist is generally traveling at a higher speed because she doesn’t expect the car. Neither way is pretty. Injuries can be serious with a brain concussion being the most consistent result.

This accident can be avoided by several means:

1) Lights, Lights, Lights! At night it’s the law. During the day a flashing light makes you more visible. In this situation a driver is not looking at the bike lane or closer to the curb-he’s looking at the middle of the lane. Flashing lights may alert him to something he is not expecting.

2) If you see the driver but can’t make eye contact-wave or use a loud horn. My wife has a scary loud horn that I thought may get her shot or provoke a hit but has actually saved her from collisions. You may feel obnoxious but you won’t end up in the emergency room.

3) Slow down. Especially at night. In familiar territory you should note these potential hazards and know where you are vulnerable. In new territory, you need to ride slower. Period.

4) Ride further left in the lane. This advice is good for a number of fact patterns but especially for the right cross. You may worry about getting hit from behind but the stats do not support that concern. It all depends on the road. On fast roadways with few pull out points staying to the right is better. On slow roadways, staying to the left is smarter. The farther left you are, the better a driver may see you and the better able are you to avoid a collision or mitigate the impact by giving all the opportunity to slow down or giving the cyclist the opportunity to speed up and avoid the car.

From a personal injury lawyers standpoint, this can be a good settlement lawsuit. The cyclist is usually pretty injured and a car always bears some fault. However, the cyclist may also be at fault for riding too fast or not having lights. Grazian and Volpe (now Lloyd Miller Law) has had great success in obtaining good settlements for cyclists. The cyclists are grateful for the money but would have rather avoided the accident. Hopefully, this article will help others avoid the dreaded “right cross.”

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar