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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

More Car Accident Headaches for Illinois Drivers!

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Another reason to avoid a car accident!  Illinois lawmakers amended the Illinois Vehicle Code that now gives Illinois drivers more duties and responsibilities to the passengers in their vehicles. Illinois drivers are now required  to properly adjust and fasten seat belts for passengers who are unable to do it themselves. A driver transporting a passenger who is unable to properly adjust and fasten their safety belt due to illness, infirmity or age must secure the passenger or face a ticket and fine. More concerning for the driver may be the added liability should the driver and passenger become involved in a car accident and the passenger suffers aggravated personal injury because the driver did not properly adjust and fasten the passenger’s safety belt. Be sure to let your Chicago Injury attorney know the status of all passengers involved in the auto accident and be aware of your duties as a driver.

Passengers should also be aware of this amendment and ask that the driver perform these safety functions. If not, passengers should make their car accident attorney aware of their status and the fact that the driver did not assure their safety thus contributing to the passenger’s injuries in the vehicle collision.

For more information look Grazian and Volpe (now Lloyd Miller Law) on Facebook and view our informative videos on YouTube! Our attorneys are well versed in injury law and answer questions and concerns to the general public on TV the first Tuesday of  each month on WCIU, You and Me in the Morning. Be sure to follow us on our website to make sure you don’t miss the next televised question and answer forum. You will be educated and amused!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar