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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

More Car Accident Headaches for Illinois Drivers!

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Another reason to avoid a car accident!  Illinois lawmakers amended the Illinois Vehicle Code that now gives Illinois drivers more duties and responsibilities to the passengers in their vehicles. Illinois drivers are now required  to properly adjust and fasten seat belts for passengers who are unable to do it themselves. A driver transporting a passenger who is unable to properly adjust and fasten their safety belt due to illness, infirmity or age must secure the passenger or face a ticket and fine. More concerning for the driver may be the added liability should the driver and passenger become involved in a car accident and the passenger suffers aggravated personal injury because the driver did not properly adjust and fasten the passenger’s safety belt. Be sure to let your Chicago Injury attorney know the status of all passengers involved in the auto accident and be aware of your duties as a driver.

Passengers should also be aware of this amendment and ask that the driver perform these safety functions. If not, passengers should make their car accident attorney aware of their status and the fact that the driver did not assure their safety thus contributing to the passenger’s injuries in the vehicle collision.

For more information look Grazian and Volpe (now Lloyd Miller Law) on Facebook and view our informative videos on YouTube! Our attorneys are well versed in injury law and answer questions and concerns to the general public on TV the first Tuesday of  each month on WCIU, You and Me in the Morning. Be sure to follow us on our website to make sure you don’t miss the next televised question and answer forum. You will be educated and amused!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar