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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

More Car Accident Headaches for Illinois Drivers!

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Another reason to avoid a car accident!  Illinois lawmakers amended the Illinois Vehicle Code that now gives Illinois drivers more duties and responsibilities to the passengers in their vehicles. Illinois drivers are now required  to properly adjust and fasten seat belts for passengers who are unable to do it themselves. A driver transporting a passenger who is unable to properly adjust and fasten their safety belt due to illness, infirmity or age must secure the passenger or face a ticket and fine. More concerning for the driver may be the added liability should the driver and passenger become involved in a car accident and the passenger suffers aggravated personal injury because the driver did not properly adjust and fasten the passenger’s safety belt. Be sure to let your Chicago Injury attorney know the status of all passengers involved in the auto accident and be aware of your duties as a driver.

Passengers should also be aware of this amendment and ask that the driver perform these safety functions. If not, passengers should make their car accident attorney aware of their status and the fact that the driver did not assure their safety thus contributing to the passenger’s injuries in the vehicle collision.

For more information look Grazian and Volpe (now Lloyd Miller Law) on Facebook and view our informative videos on YouTube! Our attorneys are well versed in injury law and answer questions and concerns to the general public on TV the first Tuesday of  each month on WCIU, You and Me in the Morning. Be sure to follow us on our website to make sure you don’t miss the next televised question and answer forum. You will be educated and amused!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar