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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Car Accidents Pose Greater Risk for Women

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It has been our experience as car accident lawyers that women seem to fare worse in car accidents than men. Our experience received scientific confirmation when researchers at the University of Virginia concluded a study this month which was published online on October 20th in the AMerican Journal of Public Health.

The researchers at the University of Virginia reviewed information on 45,445 crash victims which was gathered by the National Highway Traffic Safety Administration over 11 years. They found that, compared with the male drivers studied, women were 5 1/2 inches shorter and 35 pounds lighter; fewer were overweight; and more were driving passengers cars at the time of the crash(carpools, ferrying children and elderly parents and family members). After controlling for these factors and others, the study found that women were 47 percent more likely to suffer severe injuries, most notably brain and spinal injuries.

The study concludes that females are more susceptible to brain injury and spinal injury because of differences in neck strength and musculature. In addition, the positioning of head restraints and seating positions are not configured for the shorter female stature. The study posited that car safety devices have been designed with a male template and car manufacturers may need to consider designing safety features which can accommodate gender differences.

The lead author of the study, Dipan Bose states that for now, “female drivers can ensure that their safety systems perform optimally, including maintaining a good belt fit and correct seating posture.”  Grazian and Volpe (now Lloyd Miller Law) hopes that the results of this study are heeded by the car industry and advises their clients to review the National Highway Traffic Administrations website to determine the best seating position for safe operation of the vehicle and maximum protection in the event of a motor vehicle accident.

Please visit us at myaccidentlaw.com/blog for more blog articles regarding motor vehicle safety and protection against brain injury and spinal injury. Remember- it is always best to stay safe, but if you can’t stay safe-stay with Grazian and Volpe (now Lloyd Miller Law) – your accident lawyers in Chicago and South Chicago for over 25 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar