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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Car Accidents: Is a Tire Blow-Out a Foreseeable Event or Not?

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Car Accidents: Is a tire blow-out a foreseeable event or not? Manufacturers know that tire tread will wear with proper use and at some point fail if not serviced properly and replaced when the warranty and/or the intended period of use has expired. It is the duty of the tire owner to follow the manufacturers’ recommendations for maintenance, repair and replacement and personal injuries from car accidents resulting from owner neglect will not be compensable by the manufacturer of the tires.

But what is the tire blow-out was not foreseeable? Tire tread separation can certainly be the manufacturer’s fault when they are caused by bonding problems in the manufacturing process, contaminants introduced into the tire during the tire making process, under-vulcanized, old ingredients, improperly sized components or something as random as air trapped between the layers of the tire during the manufacturing process.

The results can be catastrophic resulting in collisions and in many cases, rollovers. In one case a rear tire tread separation caused the vehicle to go out of control. The vehicle rolled over resulting in the deaths of the two passengers who were killed despite being properly seat belted.

Your Chicago Injury Lawyers and South Chicago Accident Attorneys at Grazian and Volpe (now Lloyd Miller Law) want to make sure that you maintain your auto in proper repair and maintenance(see myaccidentlaw.com blog on seatbelt safety). If you are in an auto accident in Illinois and become injured, we are here to help and there is never a charge for consultation. You can follow us on YouTube, FaceBook, and every first Tuesday at WCIU, You and Me in the Morning where LegalEagle John Grazian fields personal and workplace injury queries and comments on current legal issues. Stay safe and if you can’t-Stay with Grazian and Volpe (now Lloyd Miller Law)!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar