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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Car Accidents: Two Opportunities for Personal Injury at Every Impact

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Your Chicago and Cicero Car Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) know that there are always at least two opportunities for personal injury at every impact. Conventional accident wisdom states that there are two collisions in every auto accident. The first occurs when the vehicle impacts with another vehicle or object. The second impact occurs when the passengers impact with the interior of the vehicle; or in the horrendous situation where the passenger is ejected, the second impact occurs outside the auto. The purpose of a seat belt or car seat in the case of a child is to minimize or prevent personal injuries caused by the “second” or passenger collision. Passengers and drivers must be sure to properly employ seat belts and car seats and be watchful for any obvious defects in seat belt or car seat design or function. This is not possible as the design or operational defects are not easily detectable or apparent until the stress of impact. Personal injuries from car seat or seat belt malfunction are serious and often involve spinal cord, brain and head trauma as well as broken bones, concussions and fatalities.

The South Chicago Car Accident Lawyers at Lloyd Miller Law always advocate the importance of seat belt and car seat use to all its clients.  As experienced Chicago Injury Lawyers we have litigated many cases where seat belts and car seats have not been used or have malfunctioned. Serious personal injuries can often be mitigated or avoided with proper use and maintenance. Especially during the slippery and hazardous winter driving season, we ask that you always employ these simple safety tools properly and according to the advice of the manufacturers. If any defects and/or malfunctions become apparent-do not use the devices and do not drive your auto until proper repair has been made. Watch us on YouTube, FaceBook and WCIU, You and Me in the Morning (the first Tuesday of every month) to learn how you can help prevent car accidents, personal and work related injuries and; if you can’t stay safe stay with Grazian and Volpe (now Lloyd Miller Law)!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar