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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Car Accidents: Two Opportunities for Personal Injury at Every Impact

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Your Chicago and Cicero Car Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) know that there are always at least two opportunities for personal injury at every impact. Conventional accident wisdom states that there are two collisions in every auto accident. The first occurs when the vehicle impacts with another vehicle or object. The second impact occurs when the passengers impact with the interior of the vehicle; or in the horrendous situation where the passenger is ejected, the second impact occurs outside the auto. The purpose of a seat belt or car seat in the case of a child is to minimize or prevent personal injuries caused by the “second” or passenger collision. Passengers and drivers must be sure to properly employ seat belts and car seats and be watchful for any obvious defects in seat belt or car seat design or function. This is not possible as the design or operational defects are not easily detectable or apparent until the stress of impact. Personal injuries from car seat or seat belt malfunction are serious and often involve spinal cord, brain and head trauma as well as broken bones, concussions and fatalities.

The South Chicago Car Accident Lawyers at Lloyd Miller Law always advocate the importance of seat belt and car seat use to all its clients.  As experienced Chicago Injury Lawyers we have litigated many cases where seat belts and car seats have not been used or have malfunctioned. Serious personal injuries can often be mitigated or avoided with proper use and maintenance. Especially during the slippery and hazardous winter driving season, we ask that you always employ these simple safety tools properly and according to the advice of the manufacturers. If any defects and/or malfunctions become apparent-do not use the devices and do not drive your auto until proper repair has been made. Watch us on YouTube, FaceBook and WCIU, You and Me in the Morning (the first Tuesday of every month) to learn how you can help prevent car accidents, personal and work related injuries and; if you can’t stay safe stay with Grazian and Volpe (now Lloyd Miller Law)!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar