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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Did You Cause a Motor Vehicle Accident: Don’t Advertise on Facebook!

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A driver of a car which allegedly caused a brain injury has been sued by the driver of the motorcycle he hit. The motorcyclist and his passenger were severely injured, suffering fractured skulls, brain injury and multiple fractures to the cyclist’s upper and lower extremities. His passenger has been required to undergo multiple surgeries and both are recovering a private rehabilitation facilities. Eyewitness accounts indicate the driver of the motorcycle was stopped appropriately when the driver of the car crossed into his lane at what appeared to be a “very high rate of speed.”

Unfortunately, there was no radar in operation and the exact rate of speed of defendant cannot be verified. Fortunately, for our unfortunate injured plaintiff’s-defendant’s large mouth and ego should help to prove him liable. Apparently, defendant had posted several pre-crash photos of his car on his Facebook page with the caption under one photo reading “….ready to drive at 90 miles per hour.”  Kudos to plaintiff’s attorneys for doing their research on this reckless driver and a big fat raspberry to the misguided hubris of the speedster defendant.

Grazian and Volpe (now Lloyd Miller Law) has defended victims of motor vehicle accidents in Chicago and South Chicago for over 25 years. Never have we seen a defendant so willing to make the plaintiff’s attorney’s job easier. Nothing is more tragic than an accident that could have been avoided and we hope this defendant becomes one less perpetrator of reckless driving.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar