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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Distracted Teen Driving May Be Parents’ Fault

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It is now common knowledge that driving while texting or driving is the number one cause of motor vehicle accidents. There is not a parent of driving age teens who has not warned their teen to avoid texting or talking on cell phones while driving. Unfortunately, there seems to be many parents not following their own advice and that may be a good reason why the use of cellphone devices during driving remains on the rise.

Here’s another reason parent’s have to be guilty: a recent survey indicates that distracted teen driving may be partly Mom and Dad’s fault! Researchers at Parallel Consulting and the Children’s Hospital of Philadelphia have found that over half of the teens gabbing on cellphones while driving are on the line with a parent. The surveyed teens said that parents get mad if they don’t pick up their calls and that their parents also drive while using the phone.

The attorneys at Grazian and Volpe (now Lloyd Miller Law) have found our motor vehicle collision and accident caseload growing each year. We have also found that most car and truck accidents involve a party who was operating a cell phone and distracted from effectively observing traffic. Most of these cases involve adults traveling alone or sadly, with children. It was no surprise to read the results of this survey.

We suggest that parents refrain, as an example from using a cellphone when driving, period, but most importantly in the presence of children. Secondly, parents should also set rules for answering the phone while driving. Tell teens that it is appropriate and acceptable to respond to a call from their parents after they have reached their destination. If a long car trip is in progress, teens should be told to wait until a rest stop. Optimally, a teen should text a parent before setting upon a car trip to tell the parent they will be unreachable for a period of time. I tell my girls to let me know when they are starting on their way and the expected ETA. I try not to panic is they don’t call exactly on time and to give a bit of space. Of course, every parent knows that will not be always effective. However, setting an example and setting some rules will go a long way to keeping your child safe on the road.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar