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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Drowsy Drivers Responsible for Fatal Car Accidents

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A new study of driving behavior finds drowsy drivers responsible for 730 deadly motor vehicle accidents and an additional 30,000 crashes that were nonfatal.

Even being tired and sleep deprived without actually nodding off can be a serious problem on the road. Fatigue slows reaction times and can lead to poor judgment. Studies show that going without sleep for 20 to 21 hours and then getting behind the wheel is comparable to having a blood alcohol level of about .08%, which the legal limit in most states. In fact, going without sleep for 24 hours is equal to a blood alcohol level of 0.1 percent which is higher than the legal limit in all states!

Studies show that people who fall asleep at the wheel may do it so quickly-and briefly-without registering the lapse. Warning signs included having trouble remembering the last few miles that you’ve driven, or missing an exit.

Many people who find themselves groggy while driving resort to blasting the radio or rolling down the window but those measures are largely shown to be ineffective. Drinking a caffeinated beverage may help, but effectiveness depends largely on an individual’s physiology or tolerance to caffeine.

Experts advise finding a safe place to pull over and drift off for a few minutes. Alertness can be restored by a short nap and a cup of coffee keeping you and other drivers safe from your drowsy driving. Remember is is always better to stay safe but if you can’t stay safe stay with Grazian and Volpe (now Lloyd Miller Law), Chicagoland’s Injury Lawyers for over 30 years!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar