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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Majority of Chicago Pedestrian Accidents Involve Teens

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Majority of Chicago Pedestrian Accidents Involve Teens:

Pedestrians were involved in 2,943 accidents with vehicles in Chicago, resulting in 32 pedestrian fatalities and 409 serious injuries, states the Illinois Department of Transportations provisional numbers of 2010.  A troubling finding of a study commissioned by the Chicago Department of Transportation indicates that an average of two hit-and-run pedestrian crashes resulting in death or injury occur in Chicago every day! Hit -and runs account for 33 percent of vehicle-pedestrian collisions and 41 percent of those that are fatal-double the national average.

Most alarming was the spike seen in the number of teens involved in pedestrian-vehicle accidents. Pedestrians ages 15-18 represent the biggest segment of crash victims, the study found.  Kiersten Grove, CDOT’s pedestrian safety coordinator stated in an interview with the Chicago Tribune that the large number of teenage pedestrian accident victims was “a surprise we didn’t expect, and it tells (the City of Chicago) that” improvement is needed in “the type of outreach we are doing to teens on pedestrian safety.”

Individual accident reports showed that young people are more likely than adults not to use crosswalks and that a large number of the crashes involving teens occurred on the West and South sides of Chicago, primarily in the Austin, Chicago Lawn and Auburn Gresham neighborhoods.

The South Chicago Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) ask all pedestrians and parents of pedestrians to learn and obey all traffic laws and signals, and to educate children and teenagers to do the same. Children and teen-agers often think they are invincible and do not appreciate the dangers of motor vehicles.  Our 25 years of experience as Chicago personal injury lawyers have taught us that personal injury is often avoidable where caution and obeisance to traffic signals and laws are observed. Please feel free to call us for additional information or visit us on our blog, LinkedIn, Facebook or Twitter or WCIU, You and Me in the Morning for more information on how to protect your rights and safety.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar