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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Motor Vehicle Accident: $40 Million for Faulty Seatbelt Buckle

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Motor Vehicle Accident Causes Wrongful Death:

Motor Vehicle Accident/Wrongful Death Trial: A state court returns a $40 million dollar verdict in favor of the parents of a teenager who was killed in a 2004 car accident. The 16 year old girl lost control of her car and struck a sign. Her auto overturned, her seatbelt buckle failed and she was ejected from the car.

The jury found against Kia Motors and the maker of the seatbelt buckle. It was determined that Kia officials knew that the seatbelt buckles in 1999 model Kia Sephias were faulty, but did not include them in a recall of 1995-1998 vehicles. Kia was also aware that Sephias and Sportages made in 1999 and 2000 had the same faulty seatbelt buckles as those it recalled in 2002. Kia did not recall the 1999 and 2000 vehicles until August 2004.

Grazian and Volpe (now Lloyd Miller Law) applauds the jury’s findings and are gratified that justice was done for the family.  Kia should have acted swiftly and indiscriminately in its recall, especially where a primary and crucial safety device such as a seatbelt buckle is found to be faulty.

As experienced Chicago and South Chicago personal injury lawyers of over 25 years, Grazian and Volpe (now Lloyd Miller Law) endeavors not only to advocate for our clients when they have been injured but also to educate them on how personal injuries and workers’ injuries may be avoided through knowledge of safety laws and hazards. Please follow us on our blog, Grazian and Volpe (now Lloyd Miller Law) at LinkedIn and FaceBook, GrazianTalksLaw on Twitter and the first Tuesday of every month on WCIU, You and Me in the Mornings

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar