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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Motor Vehicle Accident: $40 Million for Faulty Seatbelt Buckle

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Motor Vehicle Accident Causes Wrongful Death:

Motor Vehicle Accident/Wrongful Death Trial: A state court returns a $40 million dollar verdict in favor of the parents of a teenager who was killed in a 2004 car accident. The 16 year old girl lost control of her car and struck a sign. Her auto overturned, her seatbelt buckle failed and she was ejected from the car.

The jury found against Kia Motors and the maker of the seatbelt buckle. It was determined that Kia officials knew that the seatbelt buckles in 1999 model Kia Sephias were faulty, but did not include them in a recall of 1995-1998 vehicles. Kia was also aware that Sephias and Sportages made in 1999 and 2000 had the same faulty seatbelt buckles as those it recalled in 2002. Kia did not recall the 1999 and 2000 vehicles until August 2004.

Grazian and Volpe (now Lloyd Miller Law) applauds the jury’s findings and are gratified that justice was done for the family.  Kia should have acted swiftly and indiscriminately in its recall, especially where a primary and crucial safety device such as a seatbelt buckle is found to be faulty.

As experienced Chicago and South Chicago personal injury lawyers of over 25 years, Grazian and Volpe (now Lloyd Miller Law) endeavors not only to advocate for our clients when they have been injured but also to educate them on how personal injuries and workers’ injuries may be avoided through knowledge of safety laws and hazards. Please follow us on our blog, Grazian and Volpe (now Lloyd Miller Law) at LinkedIn and FaceBook, GrazianTalksLaw on Twitter and the first Tuesday of every month on WCIU, You and Me in the Mornings

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar