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Product liability refers to the liability of any or all parties along the chain of manufacturing or distribution of a particular product for any damage caused by that product. This will apply to the manufacturer of individual component parts, or the assembling manufacturer, the designer, the wholesaler, and even the retail store owner. Product liability covers both the consumer of the product and also anyone to whom the product was given or loaned.
An insurance claim is a request for benefits or compensation for damages that result from a motor vehicle accident. The claim is typically made with the insurance company representing the driver who is at fault.  Both drivers will need to report the accident to their insurance companies, however, in accordance to the requirements of their individual policies. Many car insurance claims are made each day around the nation, and the process has become relatively standardized. That doesn’t mean the insurance company won’t push back if they believe they shouldn’t recognize their liability, but the process will be similar to most other accidents of the same type.
Chicago car accident attorneys are likely going to attempt to reach a settlement with the insurance company before going to court. The majority of car accident lawsuits are settled out of court. However, if the insurance company refuses to offer a reasonable settlement, or if they have decided to argue fault for the accident, you could find yourself going to court.  
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Motor Vehicle Accidents: The Bigger the Truck the Harder You Fall

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Motor Vehicle Accidents The Bigger the Truck the Harder You Fall

Motor vehicle accidents involving an 18 wheeler weighing up to 80,000 pounds means serious injury for any smaller vehicle. These are the most serious and deadly motor vehicle accidents in the United States and account for a large portion of all fatal traffic accidents.

Over 2,000,000 tractor trailers are registered to drivers in the United States and they are regulated by specific federal and state laws and regulations. The Federal Motor Carrier Safety Regulations (Title 49, Parts 350-399) governs all interstate carriers and has been adopted additionally by states to govern intrastate travel.

Truck accidents may involve pedestrians, cyclists, motorcycles, cars or even other trucks. The insurance rules are different in each case but a truck involved in interstate commerce is required to have a minimum of $750,000 in liability insurance and sometimes even more. For example, in hazardous materials are being transported, Federal Law requires larger limits of liability insurance coverage.

While your Chicago Personal Injury Attorneys at Grazian and Volpe applaud and promote adherence to all Federal and State Law regarding the safe and prudent operation of trucks we caution our clients that 88 percent of all crashes studied involved a tired truck driver driving a poorly maintained truck or conversely the other driver doing the same. This means there are a good deal of very tired truck drivers who may be driving longer time periods than permitted and/or neglecting to maintain the truck according to State and/or Federal laws and regulations. A tired driver is a dangerous driver and when a tired driver is driving a poorly maintained vehicle, a motor vehicle accident is inevitable.

The South Chicago Accident Attorneys at Grazian and Volpe have settled many truck accident lawsuits in their 26 years of practice in Illinois and South Chicago. While verdicts are large and compensation full, we would prefer that our clients be wary of driving in the vicinity of trucks by endeavoring to drive primarily in the daytime(when it is less likely that a driver is fatigued); avoiding the blind spot of any truck and yielding to avoid an aggressive or speeding vehicle. Also beware of any trucks that are in the process of backing up. It is always better to stay safe, but if you can’t stay safe, stay with Grazian and Volpe.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Law Group, Ltd.

Chicago accident lawyer Kurt D. Lloyd