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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Motor Vehicle Crashes: Bus Accident Fatalities Worse Than Reported

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Motor Vehicle Crashes:  Bus Accident Fatalities Worse Than Reported.

Motor Vehicle crashes involving fatal bus accidents appears to be much higher than government reports according to a recent review of government records and news reports.

USA Today has found that a number of fatalities suffered in bus accidents – including a widely publicized bus crash in Tallulah. Lousiana which killed 8 people-has not been included in statistic of fatalities available from the National Highway Traffic Safety Administration (NHTSA).

USA Today found at least 42 deaths of motor coach occupants and drivers which were not reported suing the NHTSA’s standard definition of a motor coach in the years 1995-2009 (the most current years for which data is available. Since 2003, 32 fatalities were not included, which represents a 24% increase from the 133 deaths the agency did report. In addition, there were 42 deaths in midsize buses. This data suggests that motor coach crashes and fatalities have surged in recent years even as highway deaths as a whole have fallen 25% since 2005.

We applaud the current administration in its aggressive efforts to improve motor safety by doubling the number of surprise bus inspections and proposing the requirement of seat belts on motor coaches. Thanks to USA Today for taking on the review of government records and advising consumers of  realities of bus safety.  It appears to have encouraged renewed efforts by the NHTSA to work with state officials to improve the quality of accident data. The Chicago accident lawyers and South Chicago personal injury attorneys at Grazian and Volpe (now Lloyd Miller Law) will be tracking the results of the improved data in the hopes it results in improved bus and motor coach safety.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar