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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Motor Vehicle Crashes: Bus Accident Fatalities Worse Than Reported

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Motor Vehicle Crashes:  Bus Accident Fatalities Worse Than Reported.

Motor Vehicle crashes involving fatal bus accidents appears to be much higher than government reports according to a recent review of government records and news reports.

USA Today has found that a number of fatalities suffered in bus accidents – including a widely publicized bus crash in Tallulah. Lousiana which killed 8 people-has not been included in statistic of fatalities available from the National Highway Traffic Safety Administration (NHTSA).

USA Today found at least 42 deaths of motor coach occupants and drivers which were not reported suing the NHTSA’s standard definition of a motor coach in the years 1995-2009 (the most current years for which data is available. Since 2003, 32 fatalities were not included, which represents a 24% increase from the 133 deaths the agency did report. In addition, there were 42 deaths in midsize buses. This data suggests that motor coach crashes and fatalities have surged in recent years even as highway deaths as a whole have fallen 25% since 2005.

We applaud the current administration in its aggressive efforts to improve motor safety by doubling the number of surprise bus inspections and proposing the requirement of seat belts on motor coaches. Thanks to USA Today for taking on the review of government records and advising consumers of  realities of bus safety.  It appears to have encouraged renewed efforts by the NHTSA to work with state officials to improve the quality of accident data. The Chicago accident lawyers and South Chicago personal injury attorneys at Grazian and Volpe (now Lloyd Miller Law) will be tracking the results of the improved data in the hopes it results in improved bus and motor coach safety.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar