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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Why Older Riders Suffer More in Motorcycle Accidents

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Your Chicago Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) want to help motorcycle riders stay safe and avoid motorcycle accidents. Our previous articles (“Older Motorcycle Riders More Likely to Be Injured” and “Aging Road Warriors and Motorcycle Accidents”) described the added risk of serious personal injury faced by the increasing number of older riders. While older riders are more conservative in their biking habits they still are more likely to suffer more serious injuries including serious brain trauma than their younger counterparts.

But why?

Researchers at the University of Rochester Medical Center (URMC) blame age-related changes such as decreases in bone strngth and brain size, as pivotal in rendering older riders more susceptible to injury.

Impaired vision, delayed reaction time, and altered balance, all of which accompany the natural aging process, could contribute to motor vehicle crashes or mishaps among older motorcyclists. This is consistent with the researchers’ finding that older riders crashed more oftern as a result of loss of control than their younger counterparts.

Broken arms and legs were found to be the most common injuries, occurring in approximately 25 percent to 40 percent of the cases studied. The most common severe injuries were chest and head injuries, and all injuries were found in higher proportions among older riders compared with younger riders.

Grazian and Volpe (now Lloyd Miller Law) caution the older riding public to take an extra measure of caution and practice safe riding habits, especially in the religious use of helmets to help protect against severe brain trauma. It is always better to avoid accidents but if you can’t stay safe-stay with Grazian and Volpe (now Lloyd Miller Law), your Chicagoland Accident Lawyers for over 30 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar