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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Why Older Riders Suffer More in Motorcycle Accidents

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Your Chicago Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) want to help motorcycle riders stay safe and avoid motorcycle accidents. Our previous articles (“Older Motorcycle Riders More Likely to Be Injured” and “Aging Road Warriors and Motorcycle Accidents”) described the added risk of serious personal injury faced by the increasing number of older riders. While older riders are more conservative in their biking habits they still are more likely to suffer more serious injuries including serious brain trauma than their younger counterparts.

But why?

Researchers at the University of Rochester Medical Center (URMC) blame age-related changes such as decreases in bone strngth and brain size, as pivotal in rendering older riders more susceptible to injury.

Impaired vision, delayed reaction time, and altered balance, all of which accompany the natural aging process, could contribute to motor vehicle crashes or mishaps among older motorcyclists. This is consistent with the researchers’ finding that older riders crashed more oftern as a result of loss of control than their younger counterparts.

Broken arms and legs were found to be the most common injuries, occurring in approximately 25 percent to 40 percent of the cases studied. The most common severe injuries were chest and head injuries, and all injuries were found in higher proportions among older riders compared with younger riders.

Grazian and Volpe (now Lloyd Miller Law) caution the older riding public to take an extra measure of caution and practice safe riding habits, especially in the religious use of helmets to help protect against severe brain trauma. It is always better to avoid accidents but if you can’t stay safe-stay with Grazian and Volpe (now Lloyd Miller Law), your Chicagoland Accident Lawyers for over 30 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar