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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

How to Prevent a Distracted Driving Car Accident

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Chicago Personal Injury Lawyers are becoming very rich from the increasing number of car accidents caused by distracted drivers. Cell phones are the leading cause of truck accidents and car accidents and the Governor’s Highway Safety Association (GHSA) reports that banning cell phone use while driving has lead to marked decrease in car accidents in the states where texting and phone bans have been enacted. The GHSA report also states that hands-free phones are no less dangerous than handheld phones.

Currently, nine states prohibit all drivers from using handheld phones while driving from using handheld phones while driving, while 34 states have banned text messaging for all drivers. However, no state has banned all cellphone use for all drivers.

Distracted driving vs. drunk driving, which is worse? Distracted driving is much broader than cellphone use and includes any activity that diverts a driver’s attention from the road. Oklahoma Law Journal reports that distracted drivers are 23 times more likely to cause a motor vehicle accident compared with drunk drivers who are seven times as likely to cause a car accident. Wow! In 2009, 16% of the 33,308 car accident fatalities were caused by a distracted driver and research suggests that up to 80 percent of driver fatalities may bne attributable to driver distraction.

Your Chicago Car Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) want to offer the following tips to prevent distracted driving and help keep everyone on the road safer.

  • Secure your pets
  • turn off your phone before turning on your car-better yet program an a message stating that you are practicing safe driving by turning your phone off -spread the word to others! At least pull over and park before answering a call.
  • Don’t argue with others and tell the children fighting is punishable, potentially by death, if their arguing leads to your distraction
  • Know where your going before you put the car into drive-program the GPS while parked.
  • Be French and never eat unless you are at a table or at least parked-it will probably save you some calories, as well!

Remember it is always better to stay safe, but if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law). Keep our phone number in your cellphone in the event you can’t avoid the distracted driver at 773.838.8100.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar