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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Rental Cars and Car Accidents: New Legislation Protects the Consumer

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If a rental car is involved in a car accident due to a manufacturing defect – don’t expect the rental company to compensate for injuries or even  wrongful death.This may come as a shock but current statutes and regulations don’t require rental car companies to have recalled vehicles repaired!

Tragically, two wrongful deaths suffered in a rental car has finally brought the issue to the attention of Congress which is now considering the passage of the “Raechel and Jacqueline Houck Safe Rental Care Act of 2011”. The two young sisters were killed in a car crash caused by a defect in the Chrylser PT Cruiser they rental from Enterprise Rent-A-Car in 2004.  Chrysler had had recalled nearly 500,000 PT Cruisers a month before their car accident because of a design defect that could result in fire from a leakage of flammable power steering fluid onto hot engine surfaces or catalytic converters. Enterprise ignored the recall and rented the car to three previous customers before the Houck car accident tragedy.

The proposed legislation is being fought by the car rental industry and provides for banning the rentals of cars and trucks under safety-defect recalls until they are repaired. In addition, the bill prohibits sales of rental cars with uncorrected defects noting that rental companies sold over 1.4 million motor vehicles to auctions, wholesalers and consumers in 2010 reportedly without advising prospective purchasers of the defects.

For over 25 years in South Chicago, Grazian and Volpe (now Lloyd Miller Law) has advocated for the victims of motor vehicle accidents. The best accident is an avoided accident and we feel the pending legislation goes a long way in helping to avoid accidents and injuries. We ask that all our clients and readers of our blogs and followers on LinkedIn,. Facebook and WCIU, You and Me in the Morning contact their U.S. Senators and Representatives and ask for them to advocate and vote for the passage of this bill in Congress. Remember, staying safe is the best- but if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law), Your Chicago and South Chicago Injury Attorneys for over 25 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar