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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Research Shows Drunk-Driving Incidents on the Decline

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In a recent survey, the Centers for Disease Control (CDC) estimate that there were 112 million incidents of drunk driving in the United States in 2010. And, while this number is staggeringly high, it represents the CDC’s lowest estimated total of incidents of drunk driving in nearly 20 years, and a decline of nearly 30 percent of total drunk-driving incidents in the past five years.

Conducted by telephone in 2010, the CDC spoke with nearly 210,000 Americans and asked them about the number of times that they had driven drunk. Approximately 1 in 50 respondents reported that they had driven drunk at least once in the past 30 days, with a few stating that they had driven drunk nearly every day. And, approximately 60 percent of those surveyed said they had driven drunk just once last year. Based on the survey responses, the CDC estimates that approximately 4 million Americans

Statistics from the National Highway Traffic Safety Administration (NHTSA) also indicate that incidents of drunk driving may be declining. According to the NHTSA, there were 11,711 alcohol-related fatalities in 2008, but decreased to 10,839 in 2009.

Drunk-driving fatalities in Illinois, for example, are also declining. In 2009, there were over 900 drunk-driving incidents; down from over 1000 in 2008.

One potential reason for the decline is a bad economy. Tough times could be forcing many people to stay at home and thus driving drunk would not be problematic. While the numbers from the CDC and the NHTSA seem positive, unfortunately, it only takes one drunk driver to change the lives of innocent people. Those whose lives are dramatically altered by the actions of a drunk driver may be able to seek compensation for medical bills and pain and suffering as well as punitive damages from the driver.

Speaking with an auto accident attorney is recommended.

Source: MSNBC

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar