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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Road Rage: A Widespread Problem for American Commuters

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According to a study conducted by Harris Interactive on behalf of CareerBuilder, an online employment website, road rage in American is more prevalent than one would think. Road rage is an angry and sometimes violent response from drivers who are stressed and frustrated with their commute.

The study surveyed 3,800 commuters between May 14 and June 4 of 2012. All of the commuters surveyed were employed full-time and 83 percent of them drove to work. The study exposed some surprising statistics:

  • More than half of drivers surveyed experienced road rage. The data showed that three in five commuters surveyed experienced road rage during their commute. It also found that 9 percent of commuters encountered an angry altercation with another commuter.
  • Women were more susceptible to road rage than men. About 60 percent of the women surveyed admitted to road rage compared to 56 percent of the men.
  • Road rage is more common in the younger generation. Roughly 70 percent of 25-34 year old drivers experienced road rage, compared to only 47 percent of people ages 55 plus.
  • Drivers with short commutes experienced road rage. About 37 percent of drivers whose commute is less than five minutes experience road rage.

The results also revealed that road rage occurs more frequently when drivers are running late and when the weather is hot. Drivers with longer commutes were also prone to road rage.

Along with texting or eating, road rage is a dangerous practice that increases the risk of car accidents. Mitigating the potential for road rage is important and essential for everyone on the road. CareerBuilder offers tips to combat road rage. Allocating extra time to get to work, switching schedules to avoid peak rush hour times, utilizing public transportation, listening to soothing music.

Source: CBS, Study Reveals Women More Prone to Road Rage Than Men, July 27, 2012

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar