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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Speed-Camera Ordinance Passed in Chicago

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The Chicago City Council recently approved a speed-camera ordinance promoted by Chicago Mayor, Rahm Emanuel. The ordinance will allow speed-cameras positioned around Chicago to video speeding drivers and issue them $100 tickets. Proponents of the law believe that motorists who drive at dangerous speeds are a threat to others drivers as well as pedestrians and cause fatal car accidents.

Opponents of the new law feel this ordinance is simply a money maker for the city but one Alderman spoke of the time he was hit by a car at age eight and stated that if the cameras save one child’s life, they will be well worth it.

To help get the ordinance passed, the Mayor decided that all monies earned from the speed-cameras will be used to better Chicago’s schools and parks. Hours that cameras would operate around schools and parks were also scaled back in order to gain support for the law.

Despite the opposition, there are several safety issues that the speed-cameras may resolve. Some safety improvements the speed-cameras may provide are:

  • Decreased overall traffic flow
  • Fewer vehicle vs. pedestrian accidents
  • 80 percent reduction of the amount of drivers driving more than 10 miles per hour over the speed limit
  • Increased survival rates for pedestrians hit by automobiles
  • Increased driver reaction time

The Mayor is easing the city into the speed-camera program. During the first 30 days that the speed-cameras are in place, only warning tickets will be issued. After the trial period, warnings will continue to be issued for first-time offenders, but repeat offenders will receive tickets in the mail.

The newly installed speed-cameras are sure to not only make Chicago’s roads safer but help the city see a profit as well. The city is already reaping profits from a red-light camera program to the tune of nearly $69 million in 2010.

Source: Chicago Tribune, “Emanuel speed camera ticket measure approved,” Kristen Mack, Hal Dardick and John Byrne, April 18, 2012.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar