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Close-up of personal injury claim form and pen. injury claim when the injury becomes permanent
What changes in an Illinois injury claim when an injury becomes permanent is that the focus shifts from temporary recovery to dealing with long-term disability, diminished earning potential, and future medical treatments and expenses. A long-term injury changes your medical documentation, increases your claim value, and pushes the insurer to employ aggressive defense strategies. Comprehensive medical records categorizing your injuries as permanent, a doctor’s report declaring that you have attained maximum medical improvement (MMI), and post-operative reports are some examples of medical evidence to prove a permanent injury in Illinois.
Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

State Farm & Auto Accidents: Your “Good Neighbor” During the COVID-19 Pandemic?

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For victims of auto accidents, the word is “No.” In Illinois, auto accident attorneys have learned that State Farm recently circulated an internal email to all of its claims adjustors instructing each of them to only offer up to fifty percent (50%) of the full value of an injured victim’s claim. Why? Since the Coronavirus pandemic has closed the Courts (except for emergencies), State Farm is thinking that attorneys for car accident victims are “strapped for cash” and will “settle short” because they cannot push their cases to trial. So, State Farm is gambling that your accident attorney will “settle short” of full value. Ah, don’t you love your neighbor?

At Grazian & Volpe, we’re ready, willing and able to weather the storm. Our last three (3) auto accident settlements against negligent drivers who were insured by State Farm Auto Insurance Company were for State Farm’s $100,000.00 policy limits—and that’s exactly the amount we won for our clients. Nothing short. Our attorneys work hard to make sure that our clients obtain full and fair compensation and nothing less. Unlike auto accident law firms, we have the financial resources to weather the storm. We’re here to help!

This has serious implications for victims of vehicle motor accidents. If you’ve just been in a traumatic car accident and were injured, you should not have to worry about whether your attorney is going to settle short for cash. You should have the confidence that your attorney is on your side and isn’t going to settle for anything less than what you are due.

Call us at 773.838.8100 to schedule your free initial consultation.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar