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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Texting While Parenting Equals the Dangers of Distracted Driving!

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Chicagoland’s Injury Lawyers at Grazian and Volpe (now Lloyd Miller Law) strive constantly to educate their clients as to the dangers of distracted driving. Child safety experts now cite the rising number of non-fatal injuries to children under age five between 2007 and 2010, after falling for much of the prior decade.

The question is whether high-tech gadgetry is effecting the ability of adults to provide proper supervision to young children. Emergency doctors see the growing use of hand-held electronic devices as a plausible explanation for the surprising reversal of a long slide in injury rates for young children.

Child safety experts attribute the previous slide in injury rates starting in the 1970s to the implementation of safer playgrounds to baby gates to fences around swimming pools. The American Academy of Pediatrics states that “The injuries were going down and down and down” noting that the recent uptick is “pretty striking.”

Statistics from the government’s Consumer Product Safety Commission, which tracks injuries by product type, show children are getting hurt more, including serious falls, during activities and at ages that would warrant close supervision.

While casualty has not been well documented, emergency room doctors cite the well-proven connection between driving while distracted and the rise in smartphone use. They state it is logical and born out by statistics to apply the same dynamic to parenting and smartphone use. Complicating the picture is that people tend to under-report the amount of time they spend on mobile devices. Barbara Morrongiello, a psychology professor at the the University of Guelph in Canada studies the relationship between child-supervision and injury and states that most people do not realize how much they are distracted by devices.

In fact a recent incident wherein a woman was watching a friend’s two-year-old son when another friend texted her illustrates the point perfectly. The child slipped into the pool, flailed for about a minute, drifted toward the deep end, then sank. The woman was looking at a photo on a smartphone. About three minutes after fiddling with the cellphone, she dropped it and then noticed the young boy underwater. She plunged in and pulled him out. The whole event was documented on a security camera. The woman told an emergency technician that she had taken her eyes off the boy for only 20 seconds. The security-camera footage shows she did not look at the boy for more than 3 minutes!

Ms. Morrongiello says that information she has collected from 62 families with two-year-old children revealed that 67% of injuries occurred when a parent wasn’t supervising and only 10% occurred when a parent was watching.

Grazian and Volpe (now Lloyd Miller Law) blog about this subject in the hope that all parents and caregivers will pay heed to this recent spate of evidence and try to avoid mobile device use whenever caring for young children or any person entrusted to their care. It is always better to stay safe, but if you can’t stay safe-Stay with Grazian and Volpe (now Lloyd Miller Law), Chicagolands Injury Lawyers for over 30 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar