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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Women Face More Injury in Car Accidents

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When litigating car accident lawsuits, we have always found that women seem to consistently sustain more serious injuries than males. Predominantly, back and brain injuries. We began to wonder if this was just the experience of Grazian and Volpe (now Lloyd Miller Law) or if it was a statistical fact.

We began to do some research and came upon a study done by the University of Virginia in October 2011. Interested readers can access the full report at ajph.aphapublications.org/.

Researchers reviewed information on 45,445 crash victims gathered by the National Highway Traffic Safety Administration over 11 years. Compared with male drivers studied, women were 5 1/2 inches shorter and 35 pounds lighter; fewer were overweight, and more were driving passenger cars at the time of the crash(carpools, ferrying children, and elderly parents and family members). After controlling for these factors and others, the study found that women were 47 percent more likely to suffer severe injuries, most notably brain and spinal injuries.

The study concludes that females are more susceptible to brain injury, neck injury, and spinal injury because of differences in neck strength and musculature. In addition, the positioning of head restraints and seating positions are not configured for the shorter female stature. The study posited that car safety devices have been designed with a male template and car manufacturers may need to consider designing safety features that can accommodate gender differences.

Dipan Bose, lead author of the study cautions female drivers “ensure that their safety systems perform optimally, including maintaining a good belt fit and correct seating posture.”

We have not seen any accommodations made by car manufacturers so it seems incumbent upon female drivers to take it upon themselves to provide a more secure interior driving environment by assuring their necks and backs are secure and well-supported and their seat belts fit firmly.

Remember, it is always better to stay safe and avoid an accident and a lawyer. That isn’t always possible, however, and if you were in an accident, you should contact an experienced car accident attorney to help you with your claim.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar