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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Car Accidents in Chicago Construction Zones: Who Can Be Held Liable?

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A road construction site with two traffic signs indicating roadwork ahead. Car Accidents in Chicago Construction Zones

Liability for accidents in Chicago construction zones may fall on negligent drivers, construction companies, or government entities. Multiple parties often share liability in such accidents. Fortunately, Illinois adopts a modified comparative negligence system that allows the distribution of fault percentages among all the liable parties.

A road construction site with two traffic signs indicating roadwork ahead. Car Accidents in Chicago Construction Zones

It’s wise to retain a car accident lawyer immediately after getting harmed in a car accident in a construction zone. The lawyer can assess your case, identify all at-fault parties, and help you recover the highest possible compensation.

At Lloyd Miller Law Group, we have helped many car accident victims in Chicago construction zones pursue maximum compensation. Call us at 773-838-8100 to set up a free consultation and go over the facts of your case with one of our car accident lawyers.

Who Is Liable for Car Accidents in Chicago Construction Zones?

Illinois recorded 6,323 construction zone accidents in 2023, leaving 1,573 people injured and 24 dead. Many construction zone accidents happen due to the negligent or reckless actions of other parties or entities. Sometimes, several parties or entities may have contributed to the accident and resulting injuries. These parties may include:

Negligent Drivers

Chicago construction zone car accidents often stem from dangerous driving. Some drivers may break traffic laws, exceed recommended speed limits, or fail to keep the recommended driving distance between vehicles. They may also drive while impaired and ignore instructions from workers at the construction zones. These unsafe driving practices put other road users at risk.

Construction Companies

Construction companies have a legal obligation to ensure their work zones are adequately safe for motorists, passengers, and other road users. They may be legally responsible for an accident caused by construction debris, lack of adequate warnings of hazards, or failure to maintain reasonably safe conditions within the work zone.

Government Agencies or Contractors

Liability may also fall on government agencies or contractors if the accident occurred because of a poor road design. They may also be held liable if they failed to redirect traffic or block the road in time. Failure to install proper warnings regarding traffic redirections or blockades is another scenario where a government agency or contractor can be liable for the resulting accident.  

The liable party’s or entity’s insurer is responsible for paying losses incurred by the accident victim. The insurer will either reach out with an offer or propose a lower payout than what you asked for in your demand letter. It’s wise to let a lawyer handle the negotiations for you. However, note that the lawyer cannot settle your case without your consent.

How Construction Zone Conditions Contribute to Car Accidents

Construction zone conditions present a unique set of challenges that motorists do not encounter on normal roads. They contribute to car accidents in the following ways:

Changed Traffic Patterns

Road repair or maintenance work often requires altering the regular traffic flow. These necessary adjustments force drivers to drive through unfamiliar conditions and increase their likelihood of making costly mistakes.

Uneven Road Surfaces

Temporary pavement, potholes, and unpaved sections are common in construction zones. These irregular surfaces interfere with stability and braking, especially when the vehicle is moving at a high speed.

Narrow Lanes

A work zone may occupy a large space on the lane, leaving a narrow stretch for vehicles. That means large vehicles, such as trucks and buses, are likely to get into serious crashes when they move slightly into another lane or maneuver to avoid barriers.

Missing or Insufficient Signage

Missing or inadequate signs in construction zones increase the odds of motorists getting into accidents. They might be forced to swerve or stop unexpectedly to avoid hitting a barrier, cone, or a construction worker.

Reduced Visibility

Heavy machinery, barriers, dust, and a construction crew can obscure sight lines. Bad lighting or glare from lights at the work zone may conceal signage, hazardous road conditions, and lane markings. The outcome is that drivers’ reaction times reduce, and an otherwise preventable accident occurs.

When to Contact a Lawyer After a Construction Zone Accident

It’s wise to contact a lawyer shortly after a construction zone accident. Ideally, you should do so within 24 hours. Getting a Chicago car accident lawyer involved as early as possible ensures your rights will be protected, crucial evidence preserved, and statutes of limitations met. Some scenarios where you need immediate legal support include:

Sustaining Serious Injuries

Insurance companies are rarely ready to cover the high payouts associated with accidents that result in serious injuries. They use various strategies, such as shifting liability and unnecessary delays in the claims process, to avoid paying the full scope of the losses. The right attorney makes all the difference when dealing with a difficult insurer. The lawyer can accurately determine the true value of your claim and counter any tactics employed by the insurer to devalue your claim.

Multi-Party Liability

Construction zone accident liability may rest on multiple parties. Accurately apportioning liability to all involved parties require thorough investigation and understanding of relevant statutes, particularly comparative negligence. A lawyer can help you hold all involved parties liable and recover full compensation through aggressive negotiations with the insurer or by taking your personal injury case to trial.

Wrongful Death

You definitely need a lawyer if you lost a loved one in a construction zone accident. The lawyer will help you navigate the complex and confusing wrongful death statutes. The lawyer will investigate the case to gather strong evidence, file a lawsuit on time, and fight for full and fair compensation.

Don’t face the aftermath of a construction zone accident alone. Our legal team at Lloyd Miller Law Group can investigate the accident, determine all at-fault parties, and push for the highest possible compensation. Contact us today for a free consultation.

FAQs

Who can be held responsible for a car accident in a construction zone?

Multiple parties, including negligent drivers, construction companies, government agencies, and equipment manufacturers, may share liability for a car accident in a construction zone, depending on how the accident happened and what caused it.

Can a construction company be liable for a Chicago car accident?

A construction company can be liable for a Chicago car accident if hazardous conditions at the zone contributed to the accident. Examples of hazardous or unsafe conditions at the construction zone include missing or improper warning signs, narrow lanes, uneven road surfaces, and reduced visibility.

Should I hire an attorney after a construction zone crash in Chicago?

You should hire an attorney after a construction zone accident in Chicago to stand a better chance of recovering your damages in full.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar