Free Consultation
phone ringing icon
Featured Posts
The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

State Farm & Auto Accidents: Your “Good Neighbor” During the COVID-19 Pandemic?

Posted By:

For victims of auto accidents, the word is “No.” In Illinois, auto accident attorneys have learned that State Farm recently circulated an internal email to all of its claims adjustors instructing each of them to only offer up to fifty percent (50%) of the full value of an injured victim’s claim. Why? Since the Coronavirus pandemic has closed the Courts (except for emergencies), State Farm is thinking that attorneys for car accident victims are “strapped for cash” and will “settle short” because they cannot push their cases to trial. So, State Farm is gambling that your accident attorney will “settle short” of full value. Ah, don’t you love your neighbor?

At Grazian & Volpe, we’re ready, willing and able to weather the storm. Our last three (3) auto accident settlements against negligent drivers who were insured by State Farm Auto Insurance Company were for State Farm’s $100,000.00 policy limits—and that’s exactly the amount we won for our clients. Nothing short. Our attorneys work hard to make sure that our clients obtain full and fair compensation and nothing less. Unlike auto accident law firms, we have the financial resources to weather the storm. We’re here to help!

This has serious implications for victims of vehicle motor accidents. If you’ve just been in a traumatic car accident and were injured, you should not have to worry about whether your attorney is going to settle short for cash. You should have the confidence that your attorney is on your side and isn’t going to settle for anything less than what you are due.

Call us at 773.838.8100 to schedule your free initial consultation.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar