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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Why Young Children Run in Front of Cars

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As warmer weather approaches, parents brace for the advent of outdoor play and the dangers associated with young children running in parks and neighborhoods located in areas surrounded by local streets. The increase in the number of car and pedestrian accidents involving children is an unwelcome and tragic feature of summers in Chicago.

More than 13,000 children, ages 5 to 9 are struck and injured by cars while crossing the street in the U.S. every year according to the National Center for Injury Prevention and Control. A recent study sought to determine why children are so vulnerable. Researchers at the University of Idaho compared traffic-detection skills in 35 adults ages 19 to 50 and 50 children ages 6 to 9.  Participants listened on headphones to 24 recordings of a car approaching at 5, 12 and 25 miles per hour, from both directions, and pressed a computer key when they detected the vehicle, identified its direction and thought it had arrived at their location.

The results were stunning. Adults detected the car significantly earlier than children, though 8 and 9 years old heard the car before 6 and 7 years. Adults detected the vehicle traveling at 5 miles per hour at a distance of about 48 feet, compared with 3 feet for younger children and 41 feet for older children.

Adult drivers should be aware that children simply lack the perceptual skills to interpret important pedestrian safety cues, and never assume that a child is aware of a presence of a moving car. If your child was hit by a car, a car accident lawyer can help you get the compensation you need.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar