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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Drinking on the Job Costs Employer $10 Million in Punitive Damages

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Drunk driving accidents are always tragic and never really an accident but the result of the total disregard the intoxicated driver has for others who share the road. A recent verdict assessing punitive damages against the employer of a drunken employee is a landmark finding in the war against drunk driving.

Ten million in punitive damages was upheld by a the New Mexico Court of Appeals in favor of the family and estate of a man killed by a drunken driver in 2003.

The Court ruled that there was enough evidence to support the full amount of damages awarded against the parent company of a New Mexico convenience store. A store maintenance worker employed by convenience store, crashed into a motorcycle ridden by the decedent who was stopped at an intersection. Decedent died from the injuries sustained in the crash.

The Court found that the convenience store owner and employees knew the employee drank on the job and had bought alcohol at the store on the day of the accident and that these actions “demonstrated a reckless disregard for the health and safety of others.”

This verdict drives home the responsibility that we all need to exercise in the prevention of drunk driving. If someone you know or see is intoxicated and about to drive an auto, truck, motorcycle or bicycle, please do your best to prevent that person from doing so. The life you save could be your own or that of someone you love.

It is always better to avoid or prevent an accident but if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law), Chicagoland’s Injury Lawyers for over 35 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar