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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Aging Road Warriors and Motorcycle Accident Injuries

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The Chicago and South Chicago accident lawyers at Grazian and Volpe (now Lloyd Miller Law) have devoted many articles over the years to clients injured in motorcycle accidents and the challenges and nuances in litigating their claims. Last Thursday we addressed the growing number of riders 50 years-old and older and the increased incidence of serious motorcycle injuries in this age group. (August 30, 2012 “Older Motorcycle Riders More Likely to Be Injured”).

According to the Motorcylce Industry Council, the average age of motorcycle ownership rose from 33 to 40 between the 1998 and 2003 and the average age continues to increase. Unfortunately for older riders a University of Rochester Medical Center (URMC) study has found that riders over 40, personal injury severity, length of stay in the hospital or intensive care unit, and mortality were all higher compared with younger riders. Depending on the severity of the original injury, the risk of dying was also one-and-a-half to two times more likely in those over 40.

The older motorcyclists were also more likely to die from less severe personal injuries than younger riders, to spend at least 2 hours in the intensive care unit, and to have more pre-existing conditions and complications, such as heart attack or infection, that contribute to extended hospital stays.

The motor vehicle accident lawyers at Grazian and Volpe (now Lloyd Miller Law) have advocated on behalf of riders for over 30 years. We hope that our series of articles can help our clients and the general public to avoid motor vehicle accidents and serious personal injury. It is always better to stay safe – but if you can’t stay safe- stay with Grazian and Volpe (now Lloyd Miller Law), Chicago and South Chicago’s Accident Lawyers for over 30 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar