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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Keeping Children Safe During These Last Few Weeks of Summer

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Many families are taking last minute vacations before the kids head back to school. With high airfare costs, many will choose to travel by car. Following simple car safety tips during this last stretch of summer will keep children safe and mitigate the chances of a car accident.

Perform Car Maintenance: Before leaving on vacation make sure your car, including the vehicle’s air condition, is in good condition.

Properly Install Car Seats: Make sure car seats and booster seats are properly installed and your children are secure in their seats. Additionally, children under the age of 12 should always ride in the back seat.

Secure Loose Objects. Cell phones, cameras and other loose objects in the car can become dangerous weapons in the event of the crash due to the force caused by an accident. Making sure they are secure can prevent injuries.

Ban Unsupervised Children in the Car: It is tempting to leave your children in the car to run a quick errand. However, with record breaking heat temps, this could be catastrophic. Car temperatures can rise to a deadly degree in less than 10 minutes-even when the windows are cracked.

Keep Children Hydrated. Children can dehydrate quickly in hot summer temperatures. Make sure you have cool water available in the car.

Lock Car Doors. When the car is not in use, make sure you lock the car doors to ensure that children don’t enter the vehicle by themselves.

Curb Children’s Boredom. Bring books and toys to keep children occupied. The more content your children are, the less distracted you will be from driving. Make sure, however, these items are put away securely when not in use will reduce the risk that they will be dangerous projectile objects in the event of a collision.

Lastly, the most important thing to remember on your car trip is to have fun!

Source: Parents Central, Safe for Life, 2012

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar