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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Truck Accidents: Factors That Cause Personal Injury

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Truck accidents are caused by a number of factors. Chicago is a crossroads for trucking the United States and as long time Chicago Truck Accident Lawyers we spend a great amount of time speaking and writing about defense tactics that drivers can employ and issues to be wary of when driving on the road with trucks and other large commercial vehicles.

Truck accidents are serious and often fatal, and the driver of a smaller vehicle usually bears the brunt of the physical and property damage. South Chicago sustains the greatest amount of truck traffic, so as always, please refer to our other blogs regarding safety and trucking and have those inexperienced drivers you know also educate themselves.

This article just addresses the 20 most frequently cited factors contributing to accidents involving trucks and if you can be visually and mentally aware of some soft spots, we hope we won’t have to see you as an injured victim of one of these terrible motor vehicle accidents. The dangerous factors are as follows:

  • rushed deliveries
  • driver fatigue
  • improperly trained or inexperience driver
  • aggressive driving
  • driver with history of reckless or dangerous driving
  • driver under the influence of drugs or alcohol
  • speeding or driving to fast for conditions
  • unsafe equipment – watch for taillights
  • oversized or overloaded vehicle
  • Poorly maintained brakes and vehicles
  • driver error
  • blind spots-stay out of them
  • driver stress and inattention
  • careless backing
  • shifting
  • spilling or spilled loads
  • sudden stops
  • overturned trucks
  • failing to inspect
  • driver distracted because of cell phone, texting or on-board computers

It’s driving season in Chicago- drive safely and if you can’t stay safe-stay with the Chicago and Cicero Truck Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law)!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar