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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Truck Accidents and Personal Injuries: Who is Liable?

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The Chicago and Cicero Truck Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) advise accident victims and accident lawyers to be aware that truck accidents may involve pedestrians, cyclists, motorcycles, cars or other trucks and to be knowledgeable in the particular and special insurance mandates for commercial carriers. The insurance rules are different in each case. Trucks involved in interstate commerce will have a minimum of $750,000 in liability insurance (see August 14, 2011).

The question of who is liable for a trucking accident is complex and could involve one or a number of potential defendants. Truck drivers can be held liable for personal injuries or wrongful death caused by their own negligence, which is their failure to use due care in the operation of their trucks. Employers of the drivers are vicariously liable for the negligence of their employee truck drivers. Employers may be directly liable if they have hired an untrained or incompetent driver, or if they had reason to know that the driver was no longer properly qualified. It is common practice for drivers to lease trucks or companies to lease loads. Under federal regulations, some lessees may be liable for injuries caused and if the truck is loaded by a third party, that third party may be liable for negligent loading if their actions caused a load to shift or fall from the truck. A truck manufacturer may be liable for defective design or manufacture, as well as the manufacturer of component parts. These constitute product liability claims and extend to the tires, as well (see August 11, 2011).

Chicago is a major trucking hub and in the 25-plus years, the Chicago Truck Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) have litigated and successfully settled numerous claims involving trucks and large vehicles. As Chicago, Personal Injury, and South Chicago Accident Lawyers, we understand the nuances and complexity of these claims and welcome the opportunity to consult on the issues and challenges inherent in pursuing these types of claims. Consultations are always free, and we make as much information available to the public through the internet, social, and TV media. Please follow our blog and our monthly TV appearances on WCIU, You and Me in the Morning where we answer viewer questions and offer comments on current issues in personal injury law, accident law, and workers’ compensation.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar