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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Motor Vehicle Accidents and Teen Drivers: New Law

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For over 25 years, Grazian and Volpe (now Lloyd Miller Law) has advocated on behalf of victims injured in motor vehicle accidents. Tragically, a good majority of motor vehicle accidents are the result of distracted drivers, truck drivers or motor carrier drivers ignoring safety standard, intoxicated drivers or inexperienced drivers, i.e, Teen Drivers. These avoidable personal injuries are always jarring and senseless to the victims, their families and the personal injury attorneys called upon to advocated on their behalf.

It is now promising to find that new federal laws regarding teen drivers may result from the data collected from a recent national survey conducted by Allstate Insurance. The survey found that 6 out of 10 Americans support a “national graduate driver licensing (GDL) law”. Currently, the Safe Teen and Novice Driver Uniform Protection Act (STANDUP) is pending in Congress as part of a broader bill known as Mariah’s Law named after an Arkansas teen killed in a crash involving texting.

STANDUP would restrict nighttime driving, limit the number of passengers in a teen’s car, prohibit the use of cell phones while driving, and the issuance of permits and licenses with specific age requirements thorough a gradual, multi-phased process.

For more information on this current and provocative subject please visit on blog or Grazian and Volpe (now Lloyd Miller Law) on FaceBook. Please feel free to submit questions to John Grazian at WCIU, You and Me in the Mornings or just call Grazian and Volpe (now Lloyd Miller Law) for a free consultation on your personal injury, accident or workplace injury questions.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar