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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

AAA’s School Safety Patrol Program Is Saving Students’ Lives

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In 2021, AAA celebrates the 100th anniversary of its School Safety Patrol program, which teaches leadership and safety skills to increase traffic and pedestrian safety among younger generations.

How the AAA School Safety Program Works

The AAA School Safety Patrol program originally began in 1921 to enable children to walk to school safely. It has since evolved into a program intended to provide children with leadership opportunities and a safer environment for schoolchildren across the country.

Additionally, the program initially only included boys and taught safety around buggies and early vehicles, but today the program also includes girls and goes beyond teaching about traffic safety and avoiding auto accidents. Children in this program still learn about how to safely cross the street, but they also learn about how to monitor hallway congestion, how to handle bus and car drop-offs, and leadership skills, including what to do following an auto accident.

Children enrolled in this program are called Patrollers. Originally, Patrollers received a white belt, but they have changed colors over the years to neon orange and today’s iteration, a fluorescent “‘Lectric Lime” green.

Why Students Become Patrollers

Students volunteer to become Patrollers, with many famous figures serving as Patrollers. Some prominent individuals who became Patrollers as students included politicians, such as U.S. presidents Bill Clinton and Jimmy Carter, and authors and Supreme Court justices. Additionally, many people who served as Patrollers while in school entered law enforcement.

Some students choose to become Patrollers because of tradition, as their parents or other relatives may have served as Patrollers. Others may volunteer for this role because they simply want to help others and earn the ability to don the belt and badge. Once a student reaches the fifth grade, both the belt and badge come off, but the student has many useful skills that they can apply for the rest of their lives.

There are around 679,000 Patrollers serving in 35,000 American schools as of the 2020-2021 school year. However, the program has spread well beyond the U.S. because of its century-long influence. Today, other school safety programs modeled after the AAA version are found in over 30 foreign countries, including Germany, France, England, New Zealand, and the Netherlands.

The program is still going stronger than ever, and it has helped and continues to help save countless lives because of the skills it teaches to schoolchildren.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar