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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Aging Road Warriors and Motorcycle Accident Injuries

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The Chicago and South Chicago accident lawyers at Grazian and Volpe (now Lloyd Miller Law) have devoted many articles over the years to clients injured in motorcycle accidents and the challenges and nuances in litigating their claims. Last Thursday we addressed the growing number of riders 50 years-old and older and the increased incidence of serious motorcycle injuries in this age group. (August 30, 2012 “Older Motorcycle Riders More Likely to Be Injured”).

According to the Motorcylce Industry Council, the average age of motorcycle ownership rose from 33 to 40 between the 1998 and 2003 and the average age continues to increase. Unfortunately for older riders a University of Rochester Medical Center (URMC) study has found that riders over 40, personal injury severity, length of stay in the hospital or intensive care unit, and mortality were all higher compared with younger riders. Depending on the severity of the original injury, the risk of dying was also one-and-a-half to two times more likely in those over 40.

The older motorcyclists were also more likely to die from less severe personal injuries than younger riders, to spend at least 2 hours in the intensive care unit, and to have more pre-existing conditions and complications, such as heart attack or infection, that contribute to extended hospital stays.

The motor vehicle accident lawyers at Grazian and Volpe (now Lloyd Miller Law) have advocated on behalf of riders for over 30 years. We hope that our series of articles can help our clients and the general public to avoid motor vehicle accidents and serious personal injury. It is always better to stay safe – but if you can’t stay safe- stay with Grazian and Volpe (now Lloyd Miller Law), Chicago and South Chicago’s Accident Lawyers for over 30 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar