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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

The Bike Driver in a Motorcylce Accident is Not Always at Fault!

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On September 15th, we wrote about the difficulties inherent in pursuing personal injury claims made by the drivers of motorcycles that are involved in motor vehicle accidents. (Winning the Jury; myaccidentlaw.com/blog September 15th, 2011). To add insult to injury, we have written about the brain injuries and loss of memory endemic to riders when they are hurt (myaccidentlaw.com/blog “Bikers: Get A Garmin). Unfortunately for riders, they suffer these disadvantages when they are involved in accidents and the general public perception that riders are reckless drivers often acts against them when they are pursuing their personal injury claim. The fact is that riders are most often responsible and obeying traffic rules when something occurs that cannot be avoided and is not the rider’s fault.

In one recent case, a motorcycle passenger was seriously injured by a crash caused by the improper installation of a manhole cover. Apparently, the road had been recently resurfaced but the contractor failed to repair one manhole cover causing it to be raised 3 inches over street level. It was determined that the negligence of the contractor caused the crash and the case was settled for $3, 817,500. The plaintiff who was a 50-year-old nurse suffered traumatic brain injury, a fractured sacrum, a fractured pelvis and two fractured ribs. In this lawsuit, a settlement was reached and the case did not go to jury. At Grazian and Volpe (now Lloyd Miller Law) we are always cognizant of the prejudices juries have against bikers. We are  pleased to see this plaintiff was able to reach a fine settlement without trial and wish this healer a speedy and good recovery.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar