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Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses.
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
When a contractor was electrocuted and killed at the Clinton Clean Energy Center in November 2025, his family faced a question that confronts many Illinois families after workplace fatalities: Is workers’ compensation their only legal option?
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.
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Preparing for a car accident claim can be as simple as providing police reports and medical records from the post-accident care you’ve received. It can also become quite complicated, depending on the circumstances of the accident and how difficult the insurance company has decided to be in defending its profits. Chicago car accident attorneys will be able to give you the best possible chance of receiving a settlement that comes close to making you whole financially.
Like any personal injury lawsuit, you’ll first need to prove that another person or business entity is responsible for your injuries and was negligent. Where a case becomes more complicated for a self-employed person is in the calculation of lost wages. If you work for someone else, either as an hourly or salaried employee, it is rather straightforward to calculate how many hours or days of work you lost due to your injuries and provide a letter stating what regular compensation and bonuses, commissions, or other forms of compensation you missed out on. You can also include any sick, vacation, or bonus days you had to use during your hospitalization and recovery. If you are self-employed, the process becomes more complicated.
Per se negligence laws are a useful tool in a lawsuit when evidence of negligence is harder to acquire. If you are trying to win a slip and fall settlement, for example, your attorney will likely approach the case in a manner that fits a standard negligence case. However, if you’ve been hit by a drunk driver or otherwise injured in a car accident by someone who violated traffic laws and was cited in the process, you may be able to use negligence per se laws to sue for damages due to the injuries you sustained.
Negligence and causation are the primary grounds to sue for emotional trauma under Illinois law. Negligence means that you suffered mentally due to the failure of the other party to perform his or her duty. Causation implies that the negligence or intention of the other party caused your mental suffering.
The value of pedestrian accident claims can vary significantly because each case is unique and different factors are considered. The amount also varies greatly depending on whether the injured person accepts the initial settlement offer from the insurance company or takes the matter to court.
In Chicago, you generally have two years to file a lawsuit for nursing home neglect or abuse. If you fail to take legal action before time runs out, you could lose your right to recover compensation for your injuries. For elder abuse cases and other types of personal injury claims, the clock usually starts ticking on the day the injury occurs. However, some forms of abuse, such as financial exploitation, or abuse against someone with dementia, take some time to discover. For such cases, the two-year period starts running on the date of discovery.
The clock starts ticking on the statute of limitations when you discover that you suffered harm due to delayed treatment. You can call this the knowledge date. On this date, you discover that you suffered further illness or harm, the harm or progression were significant, and there is a clear link between late treatment and the progression/harm. There are special cases that extend the time you have to file a lawsuit beyond two years. A good example of these circumstances is when the patient is under 18. In such a case, the two-year litigation window starts ticking when he or she reaches 18.