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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

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How a Personal Injury Lawyer Protects You After an Accident in Chicago

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Personal injury lawyer with clipboard and law.
A personal injury lawyer protects your legal rights, preserves evidence, negotiates with insurers, and fights for full compensation after an accident. If you’ve been injured in Chicago, hiring an attorney early can significantly improve the outcome of your case.

Medical Records Matter: How Hospital Visits Strengthen Your Car Accident Case

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Electronic medical record with patient data and health care information in tablet.
After a crash, the immediate chaos can make it tempting to skip the trip to the ER—especially if you don’t feel hurt right away. But delaying medical attention can hurt more than your health. It can seriously undermine your ability to recover compensation for your injuries. At Lloyd Miller Law in Chicago, we’ve seen firsthand how medical records—and the timing and consistency of your hospital and doctor visits—can make or break a personal injury claim. Here's why medical documentation remains one of the most powerful tools in building a successful case.

Rear-Ended in Chicago? Why You Still Need a Lawyer Even if It Seems Simple

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Teenage Driver Suffering Whiplash Injury Traffic Accident Rubbing Neck With Hand. rear-ended in Chicago
Rear-end collisions are not always as simple as they seem. There's a common misconception that a driver who rear-ends another vehicle is always at fault. In Illinois, this isn't necessarily true. While drivers must maintain a safe following distance and can be liable for accidents caused by failing to do so, not every rear-end collision is solely their fault. Sometimes, the driver in front may share blame.

Why You Should Think Twice Before Giving a Recorded Statement to Insurance Adjusters

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Mechanician with insurance adjuster checking on auto repair. Giving a Recorded Statement to Insurance Adjusters
After an accident in Chicago, you're likely dealing with physical pain, property damage, and mounting stress. When an insurance adjuster calls requesting a recorded statement, your first instinct might be to cooperate fully. However, giving a recorded statement to an insurance adjuster—especially one representing the other party—can seriously jeopardize your claim and your right to fair compensation.

Lane-Splitting and Motorcycle Accidents in Illinois: How an Illegal Maneuver Affects Fault and Compensation

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Traffic jam on a busy road. Lane-Splitting and Motorcycle Accidents
Lane splitting can impact your motorcycle accident claim in Illinois, but it doesn’t automatically disqualify you from receiving compensation. Since lane splitting is illegal in Illinois, it may influence the fault determination in your case. This technique allows motorcyclists to navigate through traffic more easily, which can help reduce congestion and prevent rear-end collisions. However, it also increases safety risks, such as collisions with vehicles changing lanes or distracted drivers.