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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Can Technology Prevent Distracted Teen Driving?

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Every human being is is not living under a rock is now aware of the dangers of distracted driving. IN 2011, 3,331 people were killed in crashes involving a distracted driver–many more than those killed by drunk drivers. In 2014 we are setting the course for close to the half-million mark for injuries caused by distracted driving and an increase in wrongful deaths.

Despite the overwhelming data, most people surveyed admit it is difficult to avoid using a smartphone while driving and judging from our own road survey, it is difficult to find any driver in rush hour traffic whose face is not lit by the light of a smartphone.

So can what technology hath wrought be solved by technology itself? A myriad of companies have developed products that prohibit or limit a driver’s ability to use a phone while driving, marketing their products to parent’s desperate to keep their teens safe on the road. But is the answer? Many feel that this is akin to keeping your child in a bubble at the expense of teaching them survival skills in the outside world. In other words, is technology ignoring the underlying problem?

Bryan Reimer, Ph.D.,research scientist at the Massachusetts Institute of Technology’s AgeLab and the associate director of the New England University Transportation Center at MIT has found that people prone to texting while driving fall into a larger category: high risk drivers. He has found that if you take away their phones they will find a substitute, whether it be changing radio stations, rummaging in their bags or checking their appearance in the mirror.

To address these drivers lies with feedback-oriented tools that examine overall driving performance, which includes cell phone use but other behaviors as well. He finds that products such as the DriveCam, an in car camera and related technology that alert drivers when they engage in hazardous behavior can provide parents with weekly data, including a driving score and visual clip of any risky behavior.

Grazian and Volpe (now Lloyd Miller Law) applauds any efforts to increase road safety and prevent motor vehicle injuries and fatalities. This is a rich subject with a number of viewpoints as to solution. We will be exploring these in posts to come. Please stay tuned!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar