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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Car Accidents Pose Greater Risk for Women

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It has been our experience as car accident lawyers that women seem to fare worse in car accidents than men. Our experience received scientific confirmation when researchers at the University of Virginia concluded a study this month which was published online on October 20th in the AMerican Journal of Public Health.

The researchers at the University of Virginia reviewed information on 45,445 crash victims which was gathered by the National Highway Traffic Safety Administration over 11 years. They found that, compared with the male drivers studied, women were 5 1/2 inches shorter and 35 pounds lighter; fewer were overweight; and more were driving passengers cars at the time of the crash(carpools, ferrying children and elderly parents and family members). After controlling for these factors and others, the study found that women were 47 percent more likely to suffer severe injuries, most notably brain and spinal injuries.

The study concludes that females are more susceptible to brain injury and spinal injury because of differences in neck strength and musculature. In addition, the positioning of head restraints and seating positions are not configured for the shorter female stature. The study posited that car safety devices have been designed with a male template and car manufacturers may need to consider designing safety features which can accommodate gender differences.

The lead author of the study, Dipan Bose states that for now, “female drivers can ensure that their safety systems perform optimally, including maintaining a good belt fit and correct seating posture.”  Grazian and Volpe (now Lloyd Miller Law) hopes that the results of this study are heeded by the car industry and advises their clients to review the National Highway Traffic Administrations website to determine the best seating position for safe operation of the vehicle and maximum protection in the event of a motor vehicle accident.

Please visit us at myaccidentlaw.com/blog for more blog articles regarding motor vehicle safety and protection against brain injury and spinal injury. Remember- it is always best to stay safe, but if you can’t stay safe-stay with Grazian and Volpe (now Lloyd Miller Law) – your accident lawyers in Chicago and South Chicago for over 25 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar