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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Challenges in Representing Bicycle Accidents

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Bicycle traffic in Chicago is on a rapid growth track due to the price of gas, the green movement and more healthful living habits. The types and models of bicycles has ballooned and so has the incidence of bicycle accidents

Unfortunately, hundreds of Americans die and thousands more are injured in bicycle accidents each year. In 2009, 630 bicyclists were killed and 51,000 were injured in collisions with motor vehicles.

There are many similarities in representing clients who are injured in bicycle accidents and clients who are injured in motor vehicle accidents. There are common types of collisions, defenses to refute and juror biases. However there are key differences. For example, some roadway defects that pose hazards to bicycles are of little or no consequence to the motorist.

Potholes, improper trenching, loose debris and poor pavement transitions are some examples. Overgrown foliage or trees can cast a significant shadow on the roadway, obscuring the bicyclist from the view of oncoming traffic and contribute to collision if they impair the bicyclist’s vision.

Counsel should prepare for his/her case by researching these defects to determine if a single or combination of defects were responsible for the hazard. Counsel must establish the parties responsible for the creation of the defect, its length of existence and if there is a history of collisions at the site of the defect. Collision records may be requested from the city or county through a public records act request or through the highway patrol. A civil engineer familiar with roadway design and modification may be needed as an expert witness in cases where roadway design is to blame.

Several potential defendants may exist. Identify who was responsible for maintaining the roadway at issue. It may be a city or county, but private entities such as general contractors, project manager, and premises owners may also be responsible.

Grazian and Volpe (now Lloyd Miller Law) has represented many victims of bicycle accidents in and around Chicago and South Chicago. Successful representation necessitates knowing the nuance particular to these types of accidents. In addition, counsel must understand basic bicycle mechanics and the bicycling laws in the jurisdiction where the accident occurred.

These are guidelines for representing the injured bicycle rider. Grazian and Volpe (now Lloyd Miller Law) recommends first and foremost that riders wear helmets, have proper reflectors and lights on their  bikes, ride defensively and observe bicycle traffic laws.

Remember, it is better to stay safe, but if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law), Chicagoland Injury Attorneys for over 30 years.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar