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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Drowsy Drivers Responsible for Fatal Car Accidents

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A new study of driving behavior finds drowsy drivers responsible for 730 deadly motor vehicle accidents and an additional 30,000 crashes that were nonfatal.

Even being tired and sleep deprived without actually nodding off can be a serious problem on the road. Fatigue slows reaction times and can lead to poor judgment. Studies show that going without sleep for 20 to 21 hours and then getting behind the wheel is comparable to having a blood alcohol level of about .08%, which the legal limit in most states. In fact, going without sleep for 24 hours is equal to a blood alcohol level of 0.1 percent which is higher than the legal limit in all states!

Studies show that people who fall asleep at the wheel may do it so quickly-and briefly-without registering the lapse. Warning signs included having trouble remembering the last few miles that you’ve driven, or missing an exit.

Many people who find themselves groggy while driving resort to blasting the radio or rolling down the window but those measures are largely shown to be ineffective. Drinking a caffeinated beverage may help, but effectiveness depends largely on an individual’s physiology or tolerance to caffeine.

Experts advise finding a safe place to pull over and drift off for a few minutes. Alertness can be restored by a short nap and a cup of coffee keeping you and other drivers safe from your drowsy driving. Remember is is always better to stay safe but if you can’t stay safe stay with Grazian and Volpe (now Lloyd Miller Law), Chicagoland’s Injury Lawyers for over 30 years!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar