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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Frightening Facts on Distracted Driving and Teen-Agers

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Grazian and Volpe (now Lloyd Miller Law) has been advocating for the victims of distracted driving in Chicago and South Chicago for over 27 years. We have noted the marked annual increase in the incidents of motor vehicle fatalities and serious personal injury caused by car accidents in which the driver has been distracted whether through cell phone use, eating or drinking while driving, texting, adjusting the radio or grooming or putting on make-up while driving. Recent studies have shown that the vast majority of all drivers recognize that driving while distracted is dangerous and are not surprised when told that distracted driving is responsible for more than 5,000 deaths due to motor vehicle accidents and close to 450,000 motor vehicle accidents involving personal injuries.

The uptrend in car accidents due to distracted driving is in direct correlation with rapid rate with which phone applications and technology are expanding.

In June of 2011, 196,000 million text messages were sent and received in the USA which represented a 50% increase over the previous year. A Virginia Tech study of the same year found that a driver is 23 times more likely to crash if driving while texting; and a serious or fatal accident is four times more likely to occur.

Despite these frightening statistics, an on-line survey of 2000 teens between 16 and 19 years found that 86% had driven while distracted even though 84% know that it dangerous and 89% recognize that the behavior reduces reaction time.(2010 AAA and Seventeen Magazine: Ad Council, 2011)

To make matters horrifying, 77% of young adults surveyed stated that they are very confident that they can safely text while driving despite their knowledge of its dangers! (Ad Council, 2011)

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar