Free Consultation
phone ringing icon
Featured Posts
The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Frightening Facts on Distracted Driving and Teen-Agers

Posted By:

Grazian and Volpe (now Lloyd Miller Law) has been advocating for the victims of distracted driving in Chicago and South Chicago for over 27 years. We have noted the marked annual increase in the incidents of motor vehicle fatalities and serious personal injury caused by car accidents in which the driver has been distracted whether through cell phone use, eating or drinking while driving, texting, adjusting the radio or grooming or putting on make-up while driving. Recent studies have shown that the vast majority of all drivers recognize that driving while distracted is dangerous and are not surprised when told that distracted driving is responsible for more than 5,000 deaths due to motor vehicle accidents and close to 450,000 motor vehicle accidents involving personal injuries.

The uptrend in car accidents due to distracted driving is in direct correlation with rapid rate with which phone applications and technology are expanding.

In June of 2011, 196,000 million text messages were sent and received in the USA which represented a 50% increase over the previous year. A Virginia Tech study of the same year found that a driver is 23 times more likely to crash if driving while texting; and a serious or fatal accident is four times more likely to occur.

Despite these frightening statistics, an on-line survey of 2000 teens between 16 and 19 years found that 86% had driven while distracted even though 84% know that it dangerous and 89% recognize that the behavior reduces reaction time.(2010 AAA and Seventeen Magazine: Ad Council, 2011)

To make matters horrifying, 77% of young adults surveyed stated that they are very confident that they can safely text while driving despite their knowledge of its dangers! (Ad Council, 2011)

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar