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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Frightening Facts on Distracted Driving and Teen-Agers

Posted By:

Grazian and Volpe (now Lloyd Miller Law) has been advocating for the victims of distracted driving in Chicago and South Chicago for over 27 years. We have noted the marked annual increase in the incidents of motor vehicle fatalities and serious personal injury caused by car accidents in which the driver has been distracted whether through cell phone use, eating or drinking while driving, texting, adjusting the radio or grooming or putting on make-up while driving. Recent studies have shown that the vast majority of all drivers recognize that driving while distracted is dangerous and are not surprised when told that distracted driving is responsible for more than 5,000 deaths due to motor vehicle accidents and close to 450,000 motor vehicle accidents involving personal injuries.

The uptrend in car accidents due to distracted driving is in direct correlation with rapid rate with which phone applications and technology are expanding.

In June of 2011, 196,000 million text messages were sent and received in the USA which represented a 50% increase over the previous year. A Virginia Tech study of the same year found that a driver is 23 times more likely to crash if driving while texting; and a serious or fatal accident is four times more likely to occur.

Despite these frightening statistics, an on-line survey of 2000 teens between 16 and 19 years found that 86% had driven while distracted even though 84% know that it dangerous and 89% recognize that the behavior reduces reaction time.(2010 AAA and Seventeen Magazine: Ad Council, 2011)

To make matters horrifying, 77% of young adults surveyed stated that they are very confident that they can safely text while driving despite their knowledge of its dangers! (Ad Council, 2011)

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar